1820 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 1820 5th St, Cheney, WA 99004

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,538 sqft · built 1967
Lot Size0.216 acres (9,400 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Sep 2021)
Tax Bill$4,357 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13124.4905

Property Details

APN / Parcel Number

Primary APN13124.4905

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,538 sqft Living Area
Gross Area3,058 sqft
1st Floor Area1,290 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2019
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,400 sqft (0.216 acres)
Lot Dimensions100 ft deep x 94 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck Area104 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address1820 5TH ST
CityCHENEY
StateWA
Zip99004-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCHENEY CALLAWAYS ADD TO CALLAWAYS ADD TO THE TOWN OF NEL Y 44FT OF L9; ALL L10 B33;
Legal Range41E
Legal Township23N
Legal Section12
Legal SubdivisionCHENEY CALLAWAYS ADD
Legal Block33
Legal Lot Number9,10
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group3
Census Block3013
Census Tract14001

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1820 5TH ST, CHENEY, WA 99004-1927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Jun 28, 2019Warranty Deed, Transfer · Conventional Mortgage
WILLAMETTE VALLEY BANK
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Mar 6, 2019Quit Claim Deed, Transfer
OTHER INSTITUTIONAL LENDERS
Mar 6, 2019Court-Ordered Deed, Foreclosure
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number20217124598
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 10, 2021
Property Address1820 5TH ST, CHENEY, WA 99004-1927
Document Number0007124598
Map ReferenceVOL A PG 48
Instrument DateSep 7, 2021
Instrument7124598
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 5TH ST, CHENEY, WA 99004-1927

Mortgage

Document Number0007124599
DateSep 10, 2021
Instrument7124599
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 28, 2019
Property Address1820 5TH ST, CHENEY, WA 99004-1927
Document Number0006818130
Map ReferenceVOL A PG 48
Instrument DateJun 28, 2019
Instrument6818130
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyWFG NATL TTL CO OF EASTMAN W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,291.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 5TH ST, CHENEY, WA 99004-1927

Mortgage

Document Number0006818131
DateJun 28, 2019
Instrument6818131
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateMar 6, 2019
Property Address1820 5TH ST, CHENEY, WA 99004-1927
Document Number0006786422
Instrument DateMar 1, 2019
Instrument6786422
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1820 5TH ST CHENEY WA 990041927, CHENEY, WA 99004-1927

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateMar 6, 2019
Property Address1820 5TH ST, CHENEY, WA 99004-1927
Document Number0006786423
Instrument DateMar 1, 2019
Instrument6786423
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1820 5TH ST CHENEY WA 990041927, CHENEY, WA 99004-1927

Mortgage

Document Number6786424
DateMar 6, 2019
Instrument6786424
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSPOKANE, WA 99228
Special NotesSeller Financed
Agreement
AmountAmount Recorded

March 2019: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionSPOKANE WA
Recording DateMar 6, 2019
Property Address1820 5TH ST, CHENEY, WA 99004-1927
Document Number0006786421
Instrument DateFeb 22, 2019
Instrument6786421
Transaction TypeForeclosure
Record UpdatedJun 1, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 N STEVENS ST #300 SPOKANE WA 992010623, 300, SPOKANE, WA 99201-0623

Mortgage

Document Number6786424
DateMar 6, 2019
Instrument6786424
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSPOKANE, WA 99228
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,357.00 (-3.29%)$379,500 (-2.99%) Land $85,000 Building $294,500$379,500 (-2.99%) Land $85,000 Building $294,500
2025$4,505.00 (+16.68%)$391,200 (-15.2%) Land $75,000 Building $316,200$391,200 (-15.2%) Land $75,000 Building $316,200
2024$461,300 (+38.9%) Land $75,000 Building $386,300$461,300 (+38.9%) Land $75,000 Building $386,300
2023$3,861.00 (+5%)$332,100 (-) Land $40,000 Building $292,100$332,100 (-) Land $40,000 Building $292,100
2022$3,677.00$332,100 Land $40,000 Building $292,100$332,100 Land $40,000 Building $292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHENEY
serves 16,954 people · EPA ID WA5312400
Water SourceGroundwater
Last State InspectionOct 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Davis Communications
Cable
1,000 / 100

May also be available: Lumen Technologies, Northwest Fiber, Verizon, Wired or Wireless.

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