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1820 43rd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1820 43rd Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,918 sqft · built 1921
Lot Size0.094 acres (4,095 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Jan 1996)
Tax Bill$7,421 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN034-122-32

Property Details

APN / Parcel Number

Primary APN034-122-32
Alternative APN
  • 034-122-32-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,918 sqft Living Area
Gross Area2,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1985
Architectural StyleConventional
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,095 sqft (0.094 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1820 43RD AVE
CityCAPITOLA
StateCA
Zip95010-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1820 43RD AVE, CAPITOLA, CA 95010-3512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2018Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Sep 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 1996 · Amount on Record
Deed SaleJan 23, 1996 · Amount on Record
Deed Document Number19963948
Deed Book / Page5787 / 766
Last Transfer DateSep 5, 2018
Transfer Doc0000027378
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1820 43RD AVE, CAPITOLA, CA 95010-3512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030360
DateOct 5, 2018
Instrument2018-0030360
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 6, 2018
Property Address1820 43RD AVE, CAPITOLA, CA 95010-3512
Document Number0000027378
Instrument DateSep 5, 2018
Instrument27378
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1820 43RD AVE CAPITOLA CA 950103512, CAPITOLA, CA 95010-3512

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,125 (+2%) Land $228,760 Building $317,365
2025$7,421.00 (+10.73%)$535,416 (+4.04%) Land $224,274 Building $311,142
2023$6,702.00 (+1.48%) Homeowner's exemption$514,625 Land $215,565 Building $299,060$1,291,770
2022$6,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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