1820 17th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1820 17th St, Oceano, CA 93445

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Feb 2017)
Tax Bill$1,859 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-083-003

Property Details

APN / Parcel Number

Primary APN062-083-003

Exterior

Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1820 17TH ST
CityOCEANO
StateCA
Zip93445
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCR
Legal DescriptionTN OCEANO BL 28 LT 23 & 24
Legal SubdivisionOCEANO MAP 02
Legal Block28
Legal Lot Number23
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2049
Census Tract12201

Owner

Source: San Luis Obispo County records, as of October 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1140 ENCINITAS CT, GROVER BEACH, CA 93433-3223
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Commercial Mortgage
US BANK TRUST CO NA
Jun 3, 2020Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Feb 24, 2017Grant Deed, Transfer · Conventional Mortgage
FRANK & AGNES HIRSCH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2017 · Amount on Record
Deed SaleFeb 24, 2017 · Amount on Record
Prior SaleMar 1, 2001 · Amount on Record
Deed Document Number20178624
Last Transfer DateAug 14, 2025
Transfer Doc0000023937
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1820 17TH ST, OCEANO, CA 93445
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032194
DateOct 21, 2025
Instrument2025032194
Lender
NameUS BANK TRUST CO NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property AddressOCEAN ST, OCEANO, CA 93445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027063
DateJun 3, 2020
Instrument2020027063
Lender
NameUS BANK NA
TypeBank
AddressPORTLAND, OR 97228
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 24, 2017
Property AddressOCEAN ST, OCEANO, CA 93445
Document Number0000008624
Instrument DateFeb 16, 2017
Instrument8624
Transaction TypeTransfer
Record UpdatedMar 20, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1029 GROVER BEACH CA 934831029, GROVER BEACH, CA 93483-1029

Mortgage

Document Number8625
DateFeb 24, 2017
Instrument8625
Lender
NameFRANK & AGNES HIRSCH
Address635 HIGHLAND HILLS RD, NIPOMO, CA 93444-9708
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,859.00 (+3.22%)$174,085 (+4.04%) Land $174,085
2024$1,801.00 (-11.41%)
2023$2,033.00 (+15.97%)$167,326 Land $167,326
2022$1,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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