182 Whitlock Ln, Gore, VA 22637 Property Records

Frederick County property record for 182 Whitlock Ln, Gore, VA 22637

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,180 sqft · built 2004
Lot Size	5.23 acres (227,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,900 (Nov 2022)
Tax Bill	$3,211 (2026)
Deeds & Mortgages	Apr 2025 Refinance Jul 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-2-7A`

Property Details

APN / Parcel Number

Primary APN	`264-2-7A`
Alternative APN	`8038995`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	5,272 sqft
1st Floor Area	2,180 sqft
Basement Area	2,180 sqft
Unfinished Basement	2,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	227,819 sqft (5.23 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8038995
Street Address	182 WHITLOCK LN
City	GORE
State	VA
Zip	22637-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	5.23 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1024
Census Tract	50402

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 WHITLOCK LN, GORE, VA 22637-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance EASE MORTGAGE
Jul 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Nov 14, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 14, 2022	Intrafamily Transfer, Transfer
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	202213627
Prior Transfer Date	Nov 3, 2022
Prior Transfer Doc	0000013626
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	182 WHITLOCK LN, GORE, VA 22637-2262
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004080
Date	Apr 30, 2025
Instrument	250004080

Lender

Name	EASE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	182 WHITLOCK LN, GORE, VA 22637-2262
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006119
Date	Jul 12, 2024
Instrument	240006119

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 14, 2022
Property Address	182 WHITLOCK LN, GORE, VA 22637-2262
Document Number	0000013627
Instrument Date	Nov 10, 2022
Instrument	220013627
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 WHITLOCK LN, GORE, VA 22637-2262

Mortgage

Document Number	0000013628
Date	Nov 14, 2022
Instrument	220013628

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%
Type Change Date	Aug 1, 2037

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Nov 14, 2022
Property Address	182 WHITLOCK LN, GORE, VA 22637-2262
Document Number	0000013626
Instrument Date	Nov 3, 2022
Instrument	220013626
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 WHITLOCK LN, GORE, VA 22637-2262

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 18, 2020
Property Address	182 WHITLOCK LN, GORE, VA 22637-2262
Document Number	0000003186
Instrument Date	Mar 17, 2020
Instrument	200003186
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	OLD TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 WHITLOCK LN, GORE, VA 22637-2262

Mortgage

Document Number	0000003187
Date	Mar 18, 2020
Instrument	200003187

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,211.00 (+10.42%)	$605,900 (+36.31%) Land $116,300 Building $489,600	$605,900 (+36.31%) Land $116,300 Building $489,600
2025	$2,908.00 (+28.33%)
2023	$2,266.00	$444,500 Land $97,800 Building $346,700	$444,500 Land $97,800 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2024–2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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