Oceana County property record for 182 Washington St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.352 acres (15,348 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2003) |
| Tax Bill | $5,065 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-547-001-00 |
| Primary APN | 044-547-001-00 |
|---|
| Lot Area | 15,348 sqft (0.352 acres) |
|---|
| Street Address | 182 WASHINGTON ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 182 S WASHINGTON ST WD-L2003P34533 BLOCK 7 - PAYNES ADDITION TO VILLAGE OF PENTWATER LOTS 1 & 2 |
| Legal Subdivision | PAYNES ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 10800 |
182 Washington St is owned and occupied by two individuals who bought it in August 2003.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 WASHINGTON ST, PENTWATER, MI 49449-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2003 · Amount on File |
| Deed Sale | Aug 22, 2003 · Amount on File |
| Deed Book / Page | 2303 / 4533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 182 WASHINGTON ST, PENTWATER, MI 49449-9694 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/20205 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 2020/20205 |
| Instrument | 202000005426 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 182 Washington St was $5,065 with a homeowner's exemption.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,800 (-5.14%) Land $370,800 | $741,600 (-5.14%) Land $741,600 | |
| 2025 | $5,065.00 Homeowner's exemption | $390,900 Land $390,900 | $781,800 Land $781,800 |
| 2023 | $283,000 Land $283,000 | $566,000 (-) Land $566,000 | |
| 2022 | $4,308.00 | $566,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 182 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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