Worcester County and Holden Town property record for 182 Union St, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,289 sqft · built 2002 |
| Lot Size | 1.97 acres (86,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,994 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:133 B:43 |
| Primary APN | HOLD M:133 B:43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,289 sqft Living Area |
| Gross Area | 7,254 sqft |
| 1st Floor Area | 2,367 sqft |
| Basement Area | 2,367 sqft |
| Unfinished Basement | 2,160 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,174 sqft (1.97 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2049 |
|---|---|
| Street Address | 182 UNION ST |
| City | HOLDEN |
| State | MA |
| Zip | 01520-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Subdivision | ROBERT & KRISTIN TUPPER |
| Legal Block | 43 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 728300 |
182 Union St is owned and occupied by two individuals.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 UNION ST, HOLDEN, MA 01520-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Balloon Mortgage LEOMINSTER CU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 182 UNION ST, HOLDEN, MA 01520-2549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63308-327 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 63308/327 |
| Instrument | 109706 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 182 UNION ST, HOLDEN, MA 01520-2549 |
| Document Number | 62328-303 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 182 UNION ST HOLDEN MA 015202549, HOLDEN, MA 01520-2549 |
| Document Number | 62328-303 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 062328/000303 |
| Instrument | 45038 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 4, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 182 Union St was $10,994, up 10,174.8% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,994.00 (+10,174.77%) | $815,600 (+5.5%) Land $181,300 Building $634,300 | $820,402 |
| 2025 | $107.00 (-99.08%) | $773,100 (-6.13%) Land $172,500 Building $600,600 | |
| 2024 | $11,654.00 (+5.53%) | $823,600 (+11.8%) Land $167,700 Building $655,900 | |
| 2023 | $11,043.00 | $736,700 Land $145,700 Building $591,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 182 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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