McLennan County property record for 182 Tom McCartney Ln, Waco, TX 76705 · Last verified January 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,056 sqft · built 2002 |
| Lot Size | 16.2 acres (709,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,872 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 240283000021254 |
| Primary APN | 240283000021254 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 709,375 sqft (16.2 acres) |
| Garage Type | Mixed |
| Garage Area | 628 sqft |
| Carport | Carport |
| Carport Area | 1,264 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 436 sqft |
| Patio Area | 220 sqft |
| Utility Building | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 119854 |
|---|---|
| Old Parcel Number | 2402830000212540111 |
| Street Address | 182 TOM MCCARTNEY LN |
| City | WACO |
| State | TX |
| Zip | 76705-5631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DEES NALCISSO ACRES 16.285 |
| Legal Subdivision | DEES NALCISSO |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 4202 |
Source: McLennan County records · APN 240283000021254
Assessment roll updated August 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 182 TOM MCCARTNEY LN, WACO, TX 76705-5631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 |
| Deed Sale | Dec 10, 2025 |
| Prior Sale | Sep 22, 2010 |
| Deed Document Number | 2025037904 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 10, 2025 |
| Property Address | 182 TOM MCCARTNEY LN, WACO, TX 76705-5631 |
| Document Number | 0000037904 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025037904 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 182 TOM MCCARTNEY LN, WACO, TX 76705-5631 |
| Document Number | 0000037905 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025037905 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 182 TOM MCCARTNEY LN, WACO, TX 76705-5631 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000044973 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020044973 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gholson City |
| County | McLennan County |
| Unified School District | Gholson Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506,744 (+27.86%) | $609,550 (+17.33%) Land $141,790 Building $467,760 | |
| 2024 | $1,872.00 (+6.73%) | ||
| 2023 | $396,330 Land $18,610 Building $377,720 | $519,510 Land $141,790 Building $377,720 | |
| 2022 | $1,754.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2007, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | High above 72% of the US · above 63% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 309 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AMG Technology Investment Group | Fixed Wireless | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| JAB Wireless | Fixed Wireless (unlicensed) | 50 / 10 |
| AT&T | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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