182 Summit St, Pontiac, MI 48342 Property Records

Oakland County property record for 182 Summit St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 857 sqft · built 1945
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-20-310-005`

Property Details

APN / Parcel Number

Primary APN	`64-14-20-310-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	857 sqft Living Area
1st Floor Area	857 sqft
Basement Area	857 sqft
Unfinished Basement	857 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	182 SUMMIT ST
City	PONTIAC
State	MI
Zip	48342-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 20 BALDWIN-DIXIE HILLS LOTS 11 & 12
Legal Range	10E
Legal Township	03N
Legal Section	20
Legal Subdivision	BALDWIN-DIXIE HILLS
Legal Lot Number	11-12
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2005
Census Tract	141700

Owner

Source: Oakland County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	277 E 14 MILE RD, BIRMINGHAM, MI 48009-2096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2026	Warranty Deed, Transfer TITLE GROUP, TOP TITLE GROUP
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2026
Deed Sale	Oct 12, 2026
Prior Sale	Feb 28, 2024 · Amount on File
Deed Document Number	2026150465
Deed Book / Page	61629 / 246
Prior Transfer Date	Jan 31, 2024
Prior Transfer Doc	0000019781
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Oct 5, 2026
Property Address	182 SUMMIT ST, PONTIAC, MI 48342-1168
Document Number	0000147139
Book / Page	61610 / 211
Instrument Date	Sep 25, 2026
Instrument	2026147139
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	713 N PERRY ST, PONTIAC, MI 48342-1564
Investor	Possibly a Property Investor

Mortgage

Document Number	0000147139,
Date	Oct 5, 2026
Book Page	61610/211
Instrument	2026147139

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 12, 2026
Property Address	182 SUMMIT ST, PONTIAC, MI 48342-1168
Document Number	0000150465
Book / Page	61629 / 246
Instrument Date	May 21, 2025
Instrument	2026150465
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	TITLE GROUP, TOP TITLE GROUP

Transaction

Tax	$75,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 E 14 MILE RD, BIRMINGHAM, MI 48009-2096

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 28, 2024
Property Address	182 SUMMIT ST, PONTIAC, MI 48342-1168
Document Number	0000019781
Book / Page	59191 / 47
Map Reference	LB 47 PG 38
Instrument Date	Jan 31, 2024
Instrument	19781
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 E FAIRMOUNT AVE, PONTIAC, MI 48340-2729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 EUCLID AVE, BROOKLYN, NY 11208-1438

Mortgage

Document Number	0005919148
Date	Feb 28, 2024
Instrument	59191/48

Lender

Name	GENISYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Margin	3
Max Rate	12.2%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (+45.89%) Homeowner's exemption	$31,910 (+24.07%)	$63,820 (+24.07%)
2024	$802.00 (-18.91%)
2023		$25,720	$51,440
2021	$989.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures