182 Spruce Trl, Bailey, CO 80421 Property Records

Park County property record for 182 Spruce Trl, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,050 sqft · built 1998
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2020)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0016429`

Property Details

APN / Parcel Number

Primary APN	`R0016429`
Alternative APN	`16429`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	732 sqft
Deck Area	1,322 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16429
Street Address	182 SPRUCE TRL
City	BAILEY
State	CO
Zip	80421-2095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T07 R72 S22 SE4 BURLAND RANCHETTES UNIT 05 LOT 26
Legal Subdivision	BURLAND RCH UNIT 05
Legal Lot Number	26
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1018
Census Tract	200

Owner

Source: Park County assessment roll, APN R0016429, as of February 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	182 SPRUCE TRL, BAILEY, CO 80421-2095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	2020767660
Prior Transfer Date	Jan 17, 2005
Prior Transfer Doc	0000609386
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	182 SPRUCE TRL, BAILEY, CO 80421-2095
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000803891
Date	Aug 21, 2023
Instrument	803891

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Jul 20, 2020
Property Address	182 SPRUCE TRL, BAILEY, CO 80421-2095
Document Number	0000767660
Instrument Date	Jul 15, 2020
Instrument	767660
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 SPRUCE TRL, 182, BAILEY, CO 80421-2095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 SPRUCE TRL, BAILEY, CO 80421-2095

Mortgage

Document Number	0000767661
Date	Jul 20, 2020
Instrument	767661

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Park County assessment roll as of February 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+1.47%)	$35,530 (-7.76%) Land $3,830 Building $31,700	$568,376 (-9.77%) Land $61,245 Building $507,131
2023	$2,241.00 (+22.33%)	$38,520 (+33.1%) Land $2,900 Building $35,620	$629,926 (+51.29%) Land $47,351 Building $582,575
2022	$1,832.00	$28,940 Land $2,260 Building $26,680	$416,372 Land $32,500 Building $383,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Park County (08093C), as of October 27, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080930002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Wildfire

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 78 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
ITC Broadband Operating Fiber	1,000 / 200
Wi-Fiber Fixed Wireless	500 / 40
NETEO Fixed Wireless	500 / 40

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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