Branch County property record for 182 Smith St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,064 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2020) |
| Tax Bill | $2,196.00 (2025) |
Source: Branch County records · APN 302-000-000-501-11
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 182 SMITH ST, COLDWATER, MI 49036-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| May 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Oct 27, 2008 · Amount on Record |
| Deed Doc Number | 20206950 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 19, 2020 |
| Property Address | 182 SMITH ST, COLDWATER, MI 49036-1540 |
| Document Number | 202006950 |
| Map Reference | LB 2 PG 1 |
| Instrument Date | Oct 06, 2020 |
| Instrument | 2020-06950 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 182 SMITH ST, 182, COLDWATER, MI 49036-1540 |
| Name | Verified Name |
|---|---|
| Address | 41 SAUK BLVD # F, F, COLDWATER, MI 49036-8881 |
| Document Number | 202006951 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-06951 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 182 SMITH ST, COLDWATER, MI 49036-1540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201803614 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018-03614 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 5-Year TN |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,600 (+34.01%) | $159,200 (+34.01%) | |
| 2025 | $2,196.00 (+3.68%) | $59,400 | $118,800 |
| 2024 | $2,118.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 302-000-000-501-11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,064 sqft Living Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Unfinished Basement | 1,064 sqft Unfinished |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch Style |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 288 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 182 SMITH ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1540 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 EXC W 52.58 FT & W 51.7 FT LOT 2 BLOCK 16 F V SMITH ADDITION |
| Legal Subdivision | F V SMITH ADD |
| Legal Block | 16 |
| Legal Lot Number | 1-2 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | COLDWATER |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 951400 |
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