Suffolk County and Islip Town property record for 182 Sears Rd, West Islip, NY 11795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2002) |
| Tax Bill | $12,347 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 436.-3-28 |
| Primary APN | 472889 436.-3-28 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Lot Width | 75 ft Width |
| Account Number | 660910 |
|---|---|
| Street Address | 182 SEARS RD |
| City | WEST ISLIP |
| State | NY |
| Zip | 11795-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | QUITCLAIM DEED |
| Legal Subdivision | MAP HIGBIE GARDENS SECTION 3 |
| Legal Block | 6000 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 146800 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 182 SEARS RD, WEST ISLIP, NY 11795-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Oct 15, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI MR COOPER |
| Oct 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jan 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2002 · Amount on Record |
| Deed Sale | Aug 22, 2002 · Amount on Record |
| Prior Sale | Apr 14, 2000 · Amount on Record |
| Deed Book / Page | 12205 / 46 |
| Prior Transfer Date | Apr 3, 2000 |
| Prior Transfer Doc | 1203000927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 182 SEARS RD, WEST ISLIP, NY 11795-2927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234900396 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 23490/396 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Apr 1, 2036 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 182 SEARS RD, WEST ISLIP, NY 11795-2927 |
| Document Number | 0230780117 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 182 SEARS RD WEST ISLIP NY 117952927, WEST ISLIP, NY 11795-2927 |
| Document Number | 0230780117 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 023078/000117 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 182 SEARS RD, WEST ISLIP, NY 11795-2927 |
| Document Number | 0230780116 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 182 SEARS RD WEST ISLIP NY 117952927, WEST ISLIP, NY 11795-2927 |
| Document Number | 0230780116 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 023078/000116 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 182 SEARS RD, WEST ISLIP, NY 11795-2927 |
| Document Number | 0228980425 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 182 SEARS RD WEST ISLIP NY 117952927, WEST ISLIP, NY 11795-2927 |
| Document Number | 0228980425 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 022898/000425 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 4, 2033 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | West Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,800 (-) Land $8,100 Building $33,700 | $588,733 (-) Land $114,085 Building $474,648 | |
| 2024 | $12,347.00 | $588,733 (+2.54%) Land $114,085 Building $474,648 | |
| 2023 | $41,800 Land $8,100 Building $33,700 | $574,176 Land $111,264 Building $462,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2010–2014) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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