182 Scrub Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 182 Scrub Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,248 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2023)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4204-66-1773-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-66-1773-0000`
Alternative APNs	`000051916` `982172`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Wood Shingle
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000051916
Old Parcel Number	4204 66 1773 0000
Street Address	182 SCRUB OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L7, PB 49/5,PINNACLE RIDGE
Legal Subdivision	PINNACLE RIDGE
Legal Lot Number	7
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1041
Census Tract	920204

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	182 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 19, 2018	Warranty Deed, Subdivision Related Transfer QUICKEN LNS
Nov 21, 2017	Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	0006314810
Deed Book / Page	631 / 4810
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 6, 2023
Property Address	182 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3799
Document Number	0048100631
Book / Page	4810 / 631
Map Reference	MB 49 PG 5
Instrument Date	Mar 7, 2023
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3799

Mortgage

Document Number	0048100635
Date	Apr 6, 2023
Instrument	4810-0635

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year CMT
Margin	2
Max Rate	11.2%

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 19, 2018
Property Address	182 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3799
Document Number	0046730274
Book / Page	004673 / 000274
Instrument Date	Aug 7, 2018
Instrument	20041704
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	182 SCRUB OAKS DR HAMPSTEAD NC 284433799, HAMPSTEAD, NC 28443-3799

Mortgage

Document Number	46730276
Date	Oct 19, 2018
Book Page	004673/000276
Instrument	20041705

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 21, 2017
Property Address	182 SCRUB OAKS DR, HAMPSTEAD, NC 28443-3799
Document Number	0046550127
Book / Page	004655 / 000127
Instrument Date	Nov 8, 2017
Instrument	20030813
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 BATES RETREAT HAMPSTEAD NC 284432473, HAMPSTEAD, NC 28443-2473
Investor	Possibly a Property Investor

Mortgage

Document Number	46550129
Date	Nov 21, 2017
Book Page	004655/000129
Instrument	20030814

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	SMITHFIELD, NC 27577-1457

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+18.85%)	$557,567 (+79.61%) Land $115,880 Building $441,687	$557,567 (+79.61%) Land $115,880 Building $441,687
2023		$310,433 (-) Land $99,276 Building $211,157	$310,433 (-) Land $99,276 Building $211,157
2022	$2,584.00	$310,433 Land $99,276 Building $211,157	$310,433 Land $99,276 Building $211,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Focus Broadband.

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