Martin County property record for 182 Saltwell Rd, Inez, KY 41224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 31,920 sqft · built 1976 |
| Lot Size | 9.27 acres (403,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (May 2018) |
| Tax Bill | $2,160 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-00-00-038.00 |
| Primary APN | 028-00-00-038.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 31,920 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 403,801 sqft (9.27 acres) |
| Garage Type | Attached |
| Pool Area | 570 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 582 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|
| Street Address | 182 SALTWELL RD |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.27 ACRES & 2 IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 950202 |
182 Saltwell Rd is owned and occupied by an individual who bought it in May 2018.
Source: Martin County records, as of February 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 182 SALTWELL RD, INEZ, KY 41224-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2018 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| May 24, 2018 | Deed, Transfer |
| Dec 11, 2017 | Quit Claim Deed, Foreclosure Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Dec 11, 2017 · Amount on File |
| Deed Document Number | 89397 |
| Deed Book / Page | D197 / 034 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 182 SALTWELL RD, INEZ, KY 41224-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M152/313 |
|---|---|
| Date | May 24, 2018 |
| Book Page | M152/313 |
| Instrument | 89398 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 182 SALTWELL RD, INEZ, KY 41224-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M163/227 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | M163/227 |
| Instrument | 95810 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | May 24, 2018 |
| Property Address | 182 SALTWELL RD, INEZ, KY 41224-8818 |
| Document Number | 00D197/034 |
| Book / Page | D197 / 034 |
| Instrument Date | May 18, 2018 |
| Instrument | 89397 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 3659 COLDWATER RD, INEZ, KY 41224-8735 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Dec 11, 2017 |
| Property Address | 182 SALTWELL RD, INEZ, KY 41224-8818 |
| Document Number | 000196/001 |
| Book / Page | 196 / 001 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 88386 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD, 4425, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 182 Saltwell Rd was $2,160 with a disabled person's exemption.
Source: Martin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,160.00 Disabled Person's exemption | $200,000 Land $20,000 Building $180,000 | $200,000 Land $20,000 Building $180,000 |
| 2023 | $2,183.00 Disabled Person's exemption | $200,000 Land $20,000 Building $180,000 | $200,000 Land $20,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Saltwell Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (2019–2025) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 182 Saltwell Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 88% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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