182 S Broadway St, Berea, KY 40403 Property Records

Madison County property record for 182 S Broadway St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,084 sqft
OwnerIndividual Name on File
Tax Bill$308 (2025)
Deeds & MortgagesFeb 2005 Mortgage
Flood ZoneZone X (minimal risk)
APNB007-0009-0002

Property Details

APN / Parcel Number

Primary APNB007-0009-0002
Alternative APNs
  • 114426
  • 77524
  • 43708

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,084 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number43708
Street Address182 S BROADWAY ST
CityBEREA
StateKY
Zip40403-1698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2001
Census Tract11301

Owner

182 S Broadway St is owned and occupied by an individual who acquired it in March 2001.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address104 S BROADWAY ST, BEREA, KY 40403-1698
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2001
Deed SaleMar 22, 2001
Deed Document Number0000052757
Record UpdatedJun 8, 2026

February 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address182 S BROADWAY ST, BEREA, KY 40403-1698
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M0997/753
DateFeb 17, 2005
Book PageM0997/753
Instrument340246
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term240 Months
DueFeb 10, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 182 S Broadway St was $308 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$308.00 Homeowner's exemption$75,000$75,000
2023$139.00 Homeowner's exemption$57,000$57,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 182 S Broadway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 S Broadway St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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