Kendall County property record for 182 River Mist Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,994 sqft · built 2004 |
| Lot Size | 0.046 acres (2,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,500 (May 2017) |
| Tax Bill | $8,154 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-08-361-009 |
| Primary APN | 03-08-361-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 3,391 sqft |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 927 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,013 sqft (0.046 acres) |
| Lot Dimensions | 72 ft deep x 28 ft wide |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 182 RIVER MIST DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 LOT 4 RIVER MIST ON THE FOX VILLAGE OF OSWEGO |
| Legal Subdivision | RIVER MIST ON THE FOX |
| Legal Lot Number | 4 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 890301 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 182 RIVER MIST DR, OSWEGO, IL 60543-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK |
| May 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on Record |
| Deed Sale | May 18, 2017 · Amount on Record |
| Prior Sale | Oct 20, 2004 · Amount on Record |
| Deed Document Number | 20177515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 182 RIVER MIST DR, OSWEGO, IL 60543-8358 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 182 RIVER MIST DR, OSWEGO, IL 60543-8358 |
| Document Number | 0000002389 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 202400002389 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 540 HOBSON RD, WOODRIDGE, IL 60517 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 182 RIVER MIST DR, OSWEGO, IL 60543-8358 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000015981 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 202100015981 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 18, 2017 |
| Property Address | 182 RIVER MIST DR, OSWEGO, IL 60543-8358 |
| Document Number | 0000007515 |
| Map Reference | DOC01-21857 |
| Instrument Date | May 15, 2017 |
| Instrument | 7515 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 182 RIVER MIST DR, 182, OSWEGO, IL 60543-8358 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3561 WOODSIDE CT, JOLIET, IL 60431-8815 |
| Document Number | 0000007516 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 7516 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,847 (+32.96%) Land $13,382 Building $101,465 | $344,541 (+32.96%) Land $40,146 Building $304,395 | |
| 2024 | $8,154.00 | ||
| 2022 | $86,379 Land $10,065 Building $76,314 | $259,137 Land $30,195 Building $228,942 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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