182 Richtown Rd, Bernard, ME 04612 Property Records

Hancock County and Tremont Town property record for 182 Richtown Rd, Bernard, ME 04612

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,302 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TREM M:005 L:050B`

Property Details

APN / Parcel Number

Primary APN	`TREM M:005 L:050B`
Alternative APN	`1128`

Exterior

Architectural Style	Multi-Family
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Account Number	1128
Street Address	182 RICHTOWN RD
City	BERNARD
State	ME
Zip	04612-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	50B
Jurisdiction	TREMONT ME
Township / Civil Division	TREMONT
Census Block Group	2
Census Block	2017
Census Tract	966200

Owner

Source: Hancock County and Tremont Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 RICHTOWN RD, BERNARD, ME 04612-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 21, 2017	Deed of Trust, Mortgage BAR HARBOR S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMONT ME
Property Address	182 RICHTOWN RD, BERNARD, ME 04612-3707
Document Number	0069210329
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 RICHTOWN RD BERNARD ME 046123707, BERNARD, ME 04612-3707

Mortgage

Document Number	0069210329
Date	Nov 6, 2018
Book Page	006921/000329
Instrument	16465

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMONT ME
Property Address	182 RICHTOWN RD, BERNARD, ME 04612-3707
Document Number	0067490112
Book / Page	006749 / 000112
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 RICHTOWN RD BERNARD ME 046123707, BERNARD, ME 04612-3707

Mortgage

Document Number	0067490112
Date	Apr 28, 2017
Book Page	006749/000112
Instrument	5378

Lender

Name	BAR HARBOR S&L ASSN
Type	Federal Savings Bank
Address	BAR HARBOR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Tremont Town
Secondary School District	Mount Desert Community School District (09 - 12)
Elementary School District	Tremont (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,302.00 (+7.24%)	$332,900 (-) Land $180,300 Building $152,600
2024	$3,079.00 (+51.82%)	$332,900 (+110.43%) Land $180,300 Building $152,600
2023	$2,028.00 (+13.42%)	$158,200 (+2.99%) Land $97,700 Building $60,500
2022	$1,788.00	$153,600 Land $97,700 Building $55,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1982–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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