182 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 182 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1967
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (May 2011)
Tax Bill	$5,982 (2026)
Deeds & Mortgages	Jun 2021 Refinance Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0036 P:21`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0036 P:21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,648 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	182 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3021
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 PUTNAM HILL RD, SUTTON, MA 01590-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Jun 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 28, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2011 · Amount on Record
Deed Sale	May 16, 2011 · Amount on Record
Prior Sale	Mar 17, 2010 · Amount on Record
Deed Book / Page	47391 / 65
Last Transfer Date	Jun 24, 2019
Transfer Doc	60633-394
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	182 PUTNAM HILL RD, SUTTON, MA 01590-1117
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	065451-319
Date	Jun 23, 2021
Book Page	65451/319
Instrument	87017

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	182 PUTNAM HILL RD, SUTTON, MA 01590-1117
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	072484-194
Date	Sep 3, 2025
Book Page	72484/194
Instrument	74845

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	182 PUTNAM HILL RD, SUTTON, MA 01590-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63835-41
Date	Nov 25, 2020
Book Page	63835/41
Instrument	145200

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jun 27, 2019
Property Address	182 PUTNAM HILL RD, SUTTON, MA 01590-1117
Document Number	60625-24
Book / Page	060625 / 000024
Instrument Date	Jun 24, 2019
Instrument	61147
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 PUTNAM HILL RD SUTTON MA 015901117, SUTTON, MA 01590-1117

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jun 28, 2019
Property Address	182 PUTNAM HILL RD, SUTTON, MA 01590-1117
Document Number	60633-394
Book / Page	060633 / 000394
Instrument Date	Jun 24, 2019
Instrument	61751
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	182 PUTNAM HILL RD SUTTON MA 015901117, SUTTON, MA 01590-1117

Mortgage

Document Number	60631-275
Date	Jun 28, 2019
Book Page	060631/000275
Instrument	61582

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,982.00 (+4.82%)	$517,900 (+9.08%) Land $180,900 Building $337,000	$543,829 (+30.37%)
2025	$5,707.00 (-4.44%)	$474,800 (+0.81%) Land $166,400 Building $308,400	$417,145 (+8.58%)
2024	$5,972.00 (+2.56%)	$471,000 (+12.04%) Land $159,200 Building $311,800	$384,180
2023	$5,823.00	$420,400 Land $143,800 Building $276,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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