182 Prospect St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 182 Prospect St, Ramsey, NJ 07446

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,200 sqft · built 1948
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Flood Zone	Zone X (minimal risk)
APN	`48-04906-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`48-04906-0000-00009`
Alternative APN	`480490600009`

Interior

Stories	2 Stories
Building Area	2,200 sqft Total Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	182 PROSPECT ST
City	RAMSEY
State	NJ
Zip	07446-2548
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3
Legal Description	0.189AC
Legal Subdivision	RAMSEY COUNTRY CLUB ESTS SEC #
Legal Block	4906
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2007
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04906-0000-00009

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	300 AIRMOUNT AVE, RAMSEY, NJ 07446-1289
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 01, 2025
Transfer Doc	0055131156
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,700 (+0.49%) Land $303,400 Building $352,300	$655,700 (+0.49%) Land $303,400 Building $352,300
2025		$652,500 (+51.43%) Land $303,400 Building $349,100	$652,500 (+51.43%) Land $303,400 Building $349,100
2023	Additional exemption filed	$430,900 Land $214,200 Building $216,700	$430,900 Land $214,200 Building $216,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 267 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.