182 Palmers Peak, Vilas, NC 28692 Property Records

Watauga County property record for 182 Palmers Peak, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,566 sqft · built 1968
Lot Size	0.974 acres (42,427 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Sep 2019)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1982-71-1014-000`

Property Details

APN / Parcel Number

Primary APN	`1982-71-1014-000`
Alternative APN	`1810240`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,566 sqft Living Area
1st Floor Area	1,567 sqft
Basement Area	1,643 sqft
Finished Basement	657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	42,427 sqft (0.974 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	402 sqft
Patio Area	1,144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1810240
Street Address	182 PALMERS PEAK
City	VILAS
State	NC
Zip	28692-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL ONE, PB26 PG252
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	1
Census Block	1002
Census Tract	920300

Owner

182 Palmers Peak is owned and occupied by two individuals who bought it in September 2019.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	182 PALMERS PEAK, VILAS, NC 28692-8412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage NASA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Deed Document Number	2019683049
Deed Book / Page	2050 / 830
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	182 PALMERS PEAK, VILAS, NC 28692-8412
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022230582
Date	Sep 28, 2021
Book Page	2223/582
Instrument	711783

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 27, 2019
Property Address	182 PALMERS PEAK, VILAS, NC 28692-8412
Document Number	0020500830
Book / Page	2050 / 0830
Map Reference	MB 26 PG 252
Instrument Date	Sep 16, 2019
Instrument	683049
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 NEW MARKET CTR, 207, BOONE, NC 28607-3993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 PALMERS PEAK ROAD, VILAS, NC 28692-8412

Mortgage

Document Number	683050
Date	Sep 27, 2019
Instrument	683050

Lender

Name	NASA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 182 Palmers Peak was $1,702.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,300 (-) Land $18,800 Building $412,500
2025	$1,702.00	$431,300 Land $18,800 Building $412,500
2024			$431,300 Land $18,800 Building $412,500
2023		$431,300 Land $18,800 Building $412,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 182 Palmers Peak in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	28 (1998–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 3 claims Severe Storms And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Palmers Peak is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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