Clay County property record for 182 N Ridge Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,086 sqft · built 2017 |
| Lot Size | 0.825 acres (35,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,590,000 (Jul 2025) |
| Tax Bill | $9,079 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-05-26-015189-035-00 |
| Primary APN | 41-05-26-015189-035-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,086 sqft Heated Area |
| Gross Area | 5,560 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,980 sqft (0.825 acres) |
| Lot Dimensions | 360 ft deep x 100 ft wide |
| Garage Area | 870 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 403 sqft |
| Porch | Porch |
| Porch Area | 604 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 182 N RIDGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 33 CEDAR RUN AS REC O R 3654 PG 1227 & 4242 PG 2099~~~~ |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 41 |
| Legal Subdivision | CEDAR RUN |
| Legal Lot Number | 33 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
182 N Ridge Dr is owned and occupied by an individual who bought it in July 2025.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 182 N RIDGE DR, FLEMING ISLAND, FL 32003-8143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 18, 2019 | Grant Deed, Transfer BLUE OCEAN ABSTRACT, BLUE OCEAN ABS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on File |
| Deed Sale | Jul 18, 2025 · Amount on File |
| Prior Sale | Oct 18, 2019 |
| Deed Document Number | 2025033258 |
| Deed Book / Page | 4950 / 2052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 182 N RIDGE DR, FLEMING ISLAND, FL 32003-8143 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 182 N RIDGE DR, FLEMING ISLAND, FL 32003-8143 |
| Document Number | 0045981709 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 4598/1709 |
| Instrument | 2022025415 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 18, 2019 |
| Property Address | 182 N RIDGE DR, FLEMING ISLAND, FL 32003-8143 |
| Document Number | 0042422099 |
| Book / Page | 004242 / 002099 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 55935 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | BLUE OCEAN ABSTRACT, BLUE OCEAN ABS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 182 N RIDGE DR FLEMING ISLAND FL 320038143, FLEMING ISLAND, FL 32003-8143 |
The 2025 property tax bill for 182 N Ridge Dr was $9,079 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,079.00 Homeowner's exemption | $635,406 | $1,240,024 Land $530,000 Building $710,024 |
| 2023 | $8,828.00 (+4.26%) Homeowner's exemption | $599,514 (+3%) | $1,097,603 (+16.67%) Land $424,000 Building $673,603 |
| 2022 | $8,467.00 Homeowner's exemption | $582,053 | $940,773 Land $371,000 Building $569,773 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 182 N Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 182 N Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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