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182 N Ralph Rd, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 182 N Ralph Rd, Lake Elsinore, CA 92530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,316 sqft · built 1983
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on File
Tax Bill$3,357 (2025)
Deeds & MortgagesMar 2026 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN389-250-003

Property Details

APN / Parcel Number

Primary APN389-250-003

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,756 sqft
1st Floor Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialGravel
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address182 N RALPH RD
CityLAKE ELSINORE
StateCA
Zip92530-1835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.18 ACRES IN POR LOTS 6 & 8 BLK 12 AND LOT 7 BLK 12 MB 011/499 SD TOWN OF LUCERNE
Legal SubdivisionTOWN OF LUCERNE
Legal Block12
Legal Lot Number6
JurisdictionRIVERSIDE CA
Township / Civil DivisionELSINORE VALLEY
Census Block Group2
Census Block2001
Census Tract43010

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address182 N RALPH RD, LAKE ELSINORE, CA 92530-1835
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Intrafamily Transfer, Transfer
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 19, 2007
Transfer Doc0000263733
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateMar 20, 2026
Property Address182 N RALPH RD, LAKE ELSINORE, CA 92530-1835
Document Number0000084818
Map ReferenceMB 11 PG 499
Instrument DateMar 13, 2026
Instrument2026-0084818
Transaction TypeTransfer
Record UpdatedApr 1, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address182 N RALPH RD, LAKE ELSINORE, CA 92530-1835

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address182 N RALPH RD, LAKE ELSINORE, CA 92530-1835

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address182 N RALPH RD, LAKE ELSINORE, CA 92530-1835
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 N RALPH RD, LAKE ELSINORE, CA 92530-1835

Mortgage

Document Number0000656936
DateDec 23, 2020
Instrument2020-0656936
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityLake Elsinore City
Unified School DistrictLake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,762 (+2%) Land $86,997 Building $236,765
2025$3,357.00 (+4.68%) Homeowner's exemption$317,415 (+4.04%) Land $85,292 Building $232,123
2024$3,207.00 (+1.33%)
2023$3,165.00 (+2%) Homeowner's exemption$305,091 Land $81,981 Building $223,110
2022$3,103.00
2021$437,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSINORE VALLEY MWD
serves 169,455 people · EPA ID CA3310012
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Accel Wireless
Fixed Wireless		100 / 25

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