182 N Prairiesmoke Cir, Whitefish, MT 59937 Property Records

Flathead County property record for 182 N Prairiesmoke Cir, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,266 sqft · built 2020
Lot Size	1.48 acres (64,643 sqft)
Owner	2 Trust Names on File
Tax Bill	$25,831 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0740652`

Property Details

APN / Parcel Number

Primary APN	`R0740652`
Alternative APNs	`07-4292-13-2-04-35-0000` `0000002480`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	2,266 sqft
Basement Area	1,828 sqft
Finished Basement	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,643 sqft (1.48 acres)
Terrain	Below Road/Slope
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000002480
Street Address	182 N PRAIRIESMOKE CIR
City	WHITEFISH
State	MT
Zip	59937-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRON HORSE PH 2, S13, T31 N, R22 W, LOT 025, IRON HORSE PH 2 ASSR#0000002480
Legal Range	22W
Legal Township	31N
Legal Section	13
Legal Subdivision	IRON HORSE PH 2
Legal Lot Number	25
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2020
Census Tract	302

Owner

182 N Prairiesmoke Cir is held in a trust since August 2023.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2408 VICTORY PARK LN, 1137, DALLAS, TX 75219-7620
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Aug 11, 2023	Gift Deed, Transfer
Apr 2, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023
Deed Sale	Aug 11, 2023
Prior Sale	Apr 2, 2019
Deed Document Number	202314339
Prior Transfer Date	Dec 8, 2011
Prior Transfer Doc	0000025927
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	182 N PRAIRIESMOKE CIR, WHITEFISH, MT 59937-7901
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019693
Date	Jun 8, 2021
Instrument	202100019693

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 11, 2023
Property Address	182 N PRAIRIESMOKE CIR, WHITEFISH, MT 59937-7901
Document Number	202300014339
Instrument Date	Jul 11, 2023
Instrument	202300014339
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2408 VICTORY PARK LN APT 1137, 1137, DALLAS, TX 75219-7620

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 2, 2019
Property Address	182 N PRAIRIESMOKE CIR, WHITEFISH, MT 59937-7901
Document Number	201900006085
Instrument Date	Mar 30, 2019
Instrument	201900006085
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 92999, SOUTHLAKE, TX 76092-0999

Tax Assessment & Valuation

The 2026 property tax bill for 182 N Prairiesmoke Cir was $25,831.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,831.00	$3,685,600
2025			$3,685,600 Land $870,947 Building $2,814,653
2023	$21,991.00	$2,849,701	$2,849,701 Land $489,401 Building $2,360,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 182 N Prairiesmoke Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 N Prairiesmoke Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRON HORSE HOMEOWNERS ASSOC private · serves 335 people · EPA ID MT0004052
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Vero Fiber.

Nearby Properties on N Prairiesmoke Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures