182 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 182 Main St, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2022)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366600 199.18-3-19.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.18-3-19.00`
Alternative APNs	`660019901800030190000000` `480776142`

Exterior

Lot Area	23,522 sqft (0.54 acres)
Lot Width	85 ft Width

Location & Zoning

Account Number	480776142
Street Address	182 MAIN ST
City	WORCESTER
State	NY
Zip	12197-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3002
Census Tract	590702

Owner

Source: Otsego County and Worcester Town records · APN 366600 199.18-3-19.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	182 MAIN ST, WORCESTER, NY 12197-1900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2022 · Amount on Record
Deed Sale	Apr 07, 2022 · Amount on Record
Deed Document Number	20221904
Record Updated	Jun 08, 2026

April 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 07, 2022
Property Address	182 MAIN ST, WORCESTER, NY 12197-1900
Document Number	0000000904
Instrument Date	Apr 01, 2022
Instrument	2022-1904
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8493 STATE HIGHWAY 7, SCHENEVUS, NY 12155-2016

Mortgage

Document Number	0000000905
Date	Apr 07, 2022
Instrument	2022-1905

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,082.00	$85,900 (-) Land $14,600 Building $71,300	$209,002 (+11.92%) Land $35,523 Building $173,479
2023		$85,900 Land $14,600 Building $71,300	$186,739 Land $31,739 Building $155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 160 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WORCESTER WD #2 - WORCESTER serves 656 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.