182 Main St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 182 Main St, Middleburgh, NY 12122

Property Summary

Property Type	Apartments (5+ Units)
Details	4,898 sqft · built 1930
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Nov 1998)
Tax Bill	$4,760 (2026)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`433801 106.20-1-40`

Property Details

APN / Parcel Number

Primary APN	`433801 106.20-1-40`
Alternative APNs	`380110602000010400000000` `491A189023`

Interior

Units	5 Units
Stories	2 Stories
Building Area	4,898 sqft Gross Area
Basement Area	2,232 sqft
Unfinished Basement	2,232 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	175 ft deep x 145 ft wide
Porch	Slab
Porch Area	554 sqft
Pole Barn	630 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	491A189023
Street Address	182 MAIN ST
City	MIDDLEBURGH
State	NY
Zip	12122-6332
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	H
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	5
Census Block	5005
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 574, MIDDLEBURGH, NY 12122-0574
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 1998 · Amount on Record
Deed Sale	Nov 10, 1998 · Amount on Record
Prior Sale	Dec 31, 1997 · Amount on Record
Deed Book / Page	643 / 134
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	182 MAIN ST, MIDDLEBURGH, NY 12122-6332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1842/256
Date	Jun 28, 2019
Book Page	1842/256
Instrument	764130

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (+2.1%)
2025	$4,662.00 (+261.12%)	$69,700 (-) Land $14,100 Building $55,600	$149,892 (+9.68%) Land $30,322 Building $119,570
2023		$69,700 (-) Land $14,100 Building $55,600	$136,667 (+5.88%) Land $27,647 Building $109,020
2022		$69,700 Land $14,100 Building $55,600	$129,074 Land $26,111 Building $102,963
2021	$1,291.00 (-68.69%)
2020	$4,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	124 (1980–2021)
Claims Outside the SFHA	11 of 124
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 73 claims Severe Storms And Flooding, Apr 2005 · 23 claims Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20