Barnstable County and Harwich Town property record for 182 Main St, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1986 |
| Lot Size | 0.778 acres (33,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Dec 2023) |
| Tax Bill | $3,389 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:56 P:S1-2 |
| Primary APN | HARW M:56 P:S1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,887 sqft (0.778 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9446 |
|---|---|
| Street Address | 182 MAIN ST |
| City | HARWICH |
| State | MA |
| Zip | 02645-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 11002 |
182 Main St is owned and occupied by two individuals who bought it in December 2023.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Jun 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Dec 8, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Oct 31, 2003 · Amount on File |
| Deed Document Number | 202349401 |
| Deed Book / Page | 36124 / 175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Apr 1, 2026 |
| Property Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Document Number | 037542-174 |
| Book / Page | 37542 / 174 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202612255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Document Number | 0000012255, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 37542/174 |
| Instrument | 202612255 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 034689-262 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 34689/262 |
| Instrument | 76771 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 035178-220 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 35178/220 |
| Instrument | 29895 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Dec 8, 2023 |
| Property Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Document Number | 036124-175 |
| Book / Page | 36124 / 175 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 49401 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 182 MAIN ST, HARWICH, MA 02645-2317 |
| Document Number | 0000049402 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 49402 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 182 Main St was $3,389, up 3.9% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,389.00 (+3.86%) | $573,500 (+5.99%) Land $179,300 Building $394,200 | $656,545 |
| 2024 | $3,263.00 (+4.58%) | $541,100 (+15.15%) Land $169,100 Building $372,000 | |
| 2023 | $3,120.00 | $469,900 Land $153,700 Building $316,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 182 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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