182 Howard St, Boone, NC 28607 Property Records

Watauga County property record for 182 Howard St, Boone, NC 28607

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,854 sqft · built 1940
Lot Size	0.117 acres (5,097 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Oct 2019)
Tax Bill	$5,476 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`2900-79-8015-000`

Property Details

APN / Parcel Number

Primary APN	`2900-79-8015-000`
Alternative APN	`1784275`

Interior

Plumbing Fixtures	17 Plumbing Fixtures
Building Area	4,854 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Concrete Block
Lot Area	5,097 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Account Number	1784275
Street Address	182 HOWARD ST
City	BOONE
State	NC
Zip	28607-4030
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BOB1
Legal Description	GARAGE/STORAGE BLDG
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1007
Census Tract	920500

Owner

Source: Watauga County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 15, BOONE, NC 28607-0654
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Oct 22, 2019	Warranty Deed, Transfer · Line of Credit SKYLINE NATIONAL BANK
Jun 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	2019683804
Deed Book / Page	2055 / 497
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0019780528
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	182 HOWARD ST, BOONE, NC 28607-4030
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15, BOONE, NC 28607-0015

Mortgage

Document Number	0023100139
Date	Dec 2, 2022
Book Page	2310/139
Instrument	726718

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	BOONE, NC 28607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 22, 2019
Property Address	182 HOWARD ST, BOONE, NC 28607-4030
Document Number	0020550497
Book / Page	2055 / 0497
Map Reference	MB 1978 PG 528
Instrument Date	Oct 15, 2019
Instrument	683804
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 MAMIE COOK RD, 270, BOONE, NC 28607-7844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 126, BOONE, NC 28607-0126

Mortgage

Document Number	0000683805
Date	Oct 22, 2019
Instrument	683805

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 21, 2018
Property Address	182 HOWARD ST, BOONE, NC 28607-4030
Document Number	0019780528
Book / Page	001978 / 000528
Instrument Date	Jun 21, 2018
Instrument	669750
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	270 MAMIE COOK RD BOONE NC 286077844, BOONE, NC 28607-7844

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,390 (-) Land $222,100 Building $390,290
2025	$5,476.00 (+1.35%)	$612,390 (+0.93%) Land $222,100 Building $390,290
2024	$5,403.00		$612,390 Land $222,100 Building $390,290
2023		$606,720 Land $222,100 Building $384,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APPALACHIAN STATE UNIV WTP state or territorial government · serves 11,150 people · EPA ID NC0195101
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Skyline Telephone.

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