Frederick County property record for 182 Harpers Way, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,268 sqft · built 1999 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Jun 2014) |
| Tax Bill | $6,626 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-223287 |
| Primary APN | 02-223287 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,300 sqft (0.076 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 223287 |
|---|---|
| Street Address | 182 HARPERS WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3064 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 213 SECTION 3B PLAT 3-3,300 SQ. FT. NORTH CROSSING |
| Legal Subdivision | NORTH CROSSING |
| Legal Lot Number | 213 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
182 Harpers Way, a townhouse, is owned and occupied by an individual who bought it in June 2014.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 182 HARPERS WAY, FREDERICK, MD 21702-3064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on File |
| Deed Sale | Jun 27, 2014 · Amount on File |
| Prior Sale | Jun 22, 2009 · Amount on File |
| Deed Book / Page | 10105 / 318 |
| Prior Transfer Date | Aug 3, 2009 |
| Prior Transfer Doc | 0074620079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 182 HARPERS WAY, FREDERICK, MD 21702-3064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0153440463 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 15344/463 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 182 Harpers Way was $6,626, up 9% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,167 (+5.02%) | $412,100 (+15.05%) Land $120,000 Building $292,100 | |
| 2025 | $6,626.00 (+8.96%) | $358,200 Land $95,000 Building $263,200 | $358,200 Land $95,000 Building $263,200 |
| 2024 | $6,081.00 (+12.49%) | ||
| 2023 | $5,406.00 | $295,867 | $358,200 Land $95,000 Building $263,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Harpers Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 182 Harpers Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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