Union County and Scotch Plains Township property record for 182 Harding Rd, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 3,217 sqft · built 2024 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $999,999 (Jul 2024) |
| Tax Bill | $22,872 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03902-0000-00008-01 |
| Primary APN | 16-03902-0000-00008-01 |
|---|
| Building Area | 3,217 sqft Living Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Street Address | 182 HARDING RD |
|---|---|
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3902 |
| Legal Lot Number | 8.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 38400 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Jul 16, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 30, 2024 | Deed, Transfer |
| Oct 27, 2022 | Deed, Transfer INVESTMENT TITLE LLC |
| Apr 20, 2021 | Deed, Transfer NEW HORIZON ABSTRACT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | Oct 27, 2022 · Amount on Record |
| Deed Document Number | 202439084 |
| Deed Book / Page | 6550 / 2715 |
| Prior Transfer Date | May 14, 2024 |
| Prior Transfer Doc | 0065462184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 14, 2026 |
| Property Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Document Number | 0000092459 |
| Book / Page | 15800 / 2888 |
| Instrument Date | May 8, 2026 |
| Instrument | 202692459 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Investor | Possibly a Property Investor |
| Document Number | 0000092459, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 15800/2888 |
| Instrument | 202692459 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 16, 2024 |
| Property Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Document Number | 0065502715 |
| Book / Page | 6550 / 2715 |
| Instrument Date | Jun 6, 2024 |
| Instrument | 39084 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 MAE AVENUE #206206, 206206, NORTH PLAINFIELD, NJ |
| Name | Verified Name |
|---|---|
| Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Investor | Possibly a Property Investor |
| Document Number | 0000066699 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 66699 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 30, 2024 |
| Property Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Document Number | 0065462184 |
| Book / Page | 6546 / 2184 |
| Instrument Date | May 14, 2024 |
| Instrument | 38016 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 MAPLE AVE APT 206, 206, NORTH PLAINFIELD, NJ 07060-6655 |
| Name | Verified Name |
|---|---|
| Address | 301 MAPLE AVE APT 208, 208, NORTH PLAINFIELD, NJ 07060-6655 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 27, 2022 |
| Property Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Document Number | 0064872425 |
| Book / Page | 6487 / 2425 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 23814 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | INVESTMENT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 67 LITTLE ST, BELLEVILLE, NJ 07109-3213 |
| Name | Verified Name |
|---|---|
| Address | 301 MAPLE AVE, NORTH PLAINFIELD, NJ 07060-6662 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 20, 2021 |
| Property Address | 182 HARDING RD, SCOTCH PLAINS, NJ 07076-1441 |
| Document Number | 0064090401 |
| Book / Page | 6409 / 401 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 3822 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | NEW HORIZON ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 THOMAS ST, NEWARK, NJ 07114-2577 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11 RAMAPO RD, GARNERVILLE, NY 10923-1732 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,200 (-) Land $24,900 Building $160,300 | $185,200 (-) Land $24,900 Building $160,300 | |
| 2025 | $22,872.00 (+680.61%) | $185,200 (+643.78%) Land $24,900 Building $160,300 | $185,200 (+643.78%) Land $24,900 Building $160,300 |
| 2024 | $2,930.00 (+4.31%) | ||
| 2023 | $24,900 (-) Land $24,900 | $24,900 (-) Land $24,900 | |
| 2022 | $2,809.00 | $24,900 Land $24,900 | $24,900 Land $24,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2005) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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