182 Fairgate Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 182 Fairgate Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,331 sqft · built 2003
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2022)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T042500021`

Property Details

APN / Parcel Number

Primary APN	`T042500021`
Alternative APN	`2-0066-9270-00-045B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,331 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,462 sqft
Basement Area	1,444 sqft
Finished Basement	869 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	60 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042500021
Street Address	182 FAIRGATE DR
City	SAINT PETERS
State	MO
Zip	63376-4482
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WHITEGATE VILLAS ADDN RESUB 45 UNIT 45B
Legal Subdivision	WHITEGATE VILLAS ADDN RESUB 45
Legal Lot Number	45B
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2005
Census Tract	311735

Owner

182 Fairgate Dr, a condominium, is owned and occupied by two individuals who bought it in November 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	182 FAIRGATE DR, SAINT PETERS, MO 63376-4482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 8, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Jun 20, 2003 · Amount on File
Deed Document Number	202260601
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000060598
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	182 FAIRGATE DR, SAINT PETERS, MO 63376-4482
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 FAIRGATE DR 45B, 45B, SAINT PETERS, MO 63376-4482

Mortgage

Document Number	0000030271
Date	Jul 31, 2023
Instrument	2023R-030271

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2022
Property Address	182 FAIRGATE DR, SAINT PETERS, MO 63376-4482
Document Number	0000060601
Map Reference	MB 39 PG 375
Instrument Date	Nov 7, 2022
Instrument	2022R-060601
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 HAMPTON RIDGE DR, WENTZVILLE, MO 63385-5335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 FAIRGATE DR, SAINT PETERS, MO 63376-4482

Mortgage

Document Number	0000060602
Date	Nov 8, 2022
Instrument	2022R-060602

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2022
Property Address	182 FAIRGATE DR, SAINT PETERS, MO 63376-4482
Document Number	0000060598
Map Reference	MB 39 PG 375
Instrument Date	Nov 7, 2022
Instrument	2022R-060598
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 182 Fairgate Dr was $3,848.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,875 (-)	$315,130 (-) Building $315,130
2025	$3,848.00	$59,875	$315,130
2023		$55,949
2022			$294,471 Building $294,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 182 Fairgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Fairgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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