182 Downing St, Oxford, MS 38655 Property Records

Lafayette County property record for 182 Downing St, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,975 sqft · built 2021
Lot Size	1.05 acres (46,069 sqft)
Owner	Individual Name on Record
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-08-011.67`

Property Details

APN / Parcel Number

Primary APN	`123-08-011.67`
Alternative APN	`40044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,975 sqft Living Area
1st Floor Area	2,414 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Roof Type	Gable
Roof Material	Asbestos
Lot Area	46,069 sqft (1.05 acres)
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40044
Street Address	182 DOWNING ST
City	OXFORD
State	MS
Zip	38655-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 WOODSON RIDGE SUBDIVISION PHASE III
Legal Range	02W
Legal Township	08S
Legal Section	08
Legal Subdivision	WOODSON RIDGE SUBDIVISION
Legal Phase	3
Legal Lot Number	68
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	4
Census Block	4005
Census Tract	950100

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	182 DOWNING ST, OXFORD, MS 38655-8807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit OXFORD UNIVERSITY BANK
Dec 8, 2022	Transfer on Death Deed, Transfer
Oct 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021
Deed Sale	Oct 14, 2021
Deed Document Number	202111499
Last Transfer Date	Dec 8, 2022
Transfer Doc	0202211173
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	182 DOWNING ST, OXFORD, MS 38655-8807
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103266
Date	Mar 31, 2021
Instrument	202103266

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Sep 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Dec 8, 2022
Property Address	182 DOWNING ST, OXFORD, MS 38655-8807
Document Number	0202211173
Map Reference	CAB C SL 60
Instrument Date	Dec 8, 2022
Instrument	2022-11173
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 DOWNING ST, OXFORD, MS 38655-8807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 WINNERS CIR, OXFORD, MS 38655-7280

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Oct 14, 2021
Property Address	182 DOWNING ST, OXFORD, MS 38655-8807
Document Number	0202111499
Map Reference	CAB C SL 60
Instrument Date	Oct 12, 2021
Instrument	202111499
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1620, OXFORD, MS 38655-1620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	182 DOWNING ST, OXFORD, MS 38655-8807

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 (-46.42%) Senior Citizen's exemption	$50,046 (-12.66%)	$500,460 (+31.01%) Land $50,000 Building $450,460
2023	$5,700.00	$57,299	$381,990 Land $50,000 Building $331,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures