182 Dexter St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 182 Dexter St, Cumberland, RI 02864

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,549 sqft · built 1900
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Jan 2019)
Tax Bill	$5,112 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9961-99`

Property Details

APN / Parcel Number

Primary APN	`9961-99`
Alternative APN	`CUMB M:006 B:0080 L:000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,062 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9961-99
Street Address	182 DEXTER ST
City	CUMBERLAND
State	RI
Zip	02864-8023
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	100
Legal Block	80
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1017
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit TAUNTON FEDERAL CREDIT UNION
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR MORTAGE INC
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTAR MORTAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Book / Page	1792 / 615
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	182 DEXTER ST, CUMBERLAND, RI 02864-8023
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002007-1
Date	Jul 23, 2025
Book Page	2007/1
Instrument	150312

Lender

Name	TAUNTON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	182 DEXTER ST, CUMBERLAND, RI 02864-8023
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001927-701
Date	Apr 5, 2022
Book Page	1927/701
Instrument	132253

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	182 DEXTER ST, CUMBERLAND, RI 02864-8023
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001913-454
Date	Nov 19, 2021
Book Page	1913/454
Instrument	129150

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	182 DEXTER ST, CUMBERLAND, RI 02864-8023
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1818-205
Date	Oct 28, 2019
Book Page	1818/205

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 15, 2019
Property Address	182 DEXTER ST, CUMBERLAND, RI 02864-8023
Document Number	1792-615
Book / Page	1792 / 615
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1792617
Date	Jan 15, 2019
Instrument	1792/617

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,112.00 (+20.28%)	$510,700 (+47.43%) Land $198,000 Building $312,700
2025	$4,250.00 (+5.59%)	$346,400 (-) Land $100,600 Building $245,800
2023	$4,025.00 (+16.6%)	$346,400 (+50.41%) Land $100,600 Building $245,800
2022	$3,452.00	$230,300 Land $73,700 Building $156,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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