Rutherford County property record for 182 Deer Trl, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,832 sqft · built 2008 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,425,000 (May 2026) |
| Tax Bill | $9,446 (2025) |
| Deeds & Mortgages | May 2026 Sale Feb 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0216684 |
| Primary APN | 0216684 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,832 sqft Heated Area |
| Basement Area | 1,384 sqft |
| Finished Basement | 1,384 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 728 sqft |
| Deck Area | 418 sqft |
| Patio Area | 850 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Street Address | 182 DEER TRL |
|---|---|
| City | LAKE LURE |
| State | NC |
| Zip | 28746-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LURE VILLAGE RESORT LO:38 SE:2 PL:10-15 |
| Legal Subdivision | LAKE LURE VILLAGE RESORT |
| Legal Lot Number | 38 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960301 |
182 Deer Trl is owner-occupied and held in a trust since May 2026.
Source: Rutherford County records, as of June 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 9, 2024 | Intrafamily Transfer, Transfer |
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK |
| Nov 13, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Prior Sale | Aug 24, 2020 · Amount on File |
| Deed Book / Page | 2103 / 993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | May 28, 2026 |
| Property Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Document Number | 2103000993 |
| Book / Page | 2103 / 993 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $287,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Feb 9, 2024 |
| Property Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Document Number | 0020784608 |
| Book / Page | 2078 / 4608 |
| Map Reference | MB 10 PG 14-15 |
| Instrument Date | Jan 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 DRAKE CT, CAMDEN, SC 29020-8431 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Aug 24, 2020 |
| Property Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Document Number | 0020360742 |
| Book / Page | 2036 / 742 |
| Map Reference | MB 10 PG 14-15 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3268 EDGERTON RD, 3268, NORTH ROYALTON, OH 44133-5806 |
| Name | Verified Name |
|---|---|
| Address | 11 DRAKE CT, CAMDEN, SC 29020-8431 |
| Document Number | 0002036745 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2036/745 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Document Number | 0020360745 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 182 DEER TRL LAKE LURE NC 28746, LAKE LURE, NC 28746 |
| Document Number | 0020360745 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 002036/000745 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Nov 13, 2018 |
| Property Address | 182 DEER TRL, LAKE LURE, NC 28746-9468 |
| Document Number | 0020173076 |
| Book / Page | 002017 / 003076 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 4558 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1523 NEWTON PASS BROADVIEW HEIGHTS OH 441473632, BROADVIEW HEIGHTS, OH 44147-3632 |
The 2025 property tax bill for 182 Deer Trl was $9,446.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,446.00 | $1,159,200 Land $100,000 Building $1,059,200 | $1,159,200 Land $100,000 Building $1,059,200 |
| 2023 | $1,159,200 Land $100,000 Building $1,059,200 | $1,159,200 Land $100,000 Building $1,059,200 | |
| 2022 | $8,449.00 | ||
| 2021 | $8,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Deer Trl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 182 Deer Trl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LURE VILLAGE RESORT private · serves 226 people · EPA ID NC0181138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | FAIRFIELD MOUNTAINS NO 1 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures