182 Debbie Dr, Drums, PA 18222 Property Records

Luzerne County property record for 182 Debbie Dr, Drums, PA 18222

Property Summary

Property Type	Single Family Home
Details	1,590 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (Oct 2021)
Tax Bill	$4,842 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-Q8S11-001-028`

Property Details

APN / Parcel Number

Primary APN	`06-Q8S11-001-028`
Alternative APNs	`06-Q8S11-001-028-000` `0602Q8S11 001028`

Interior

Stories	2 Stories
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Old Parcel Number	06-Q8S11-001-028
Street Address	182 DEBBIE DR
City	DRUMS
State	PA
Zip	18222-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECH MOUNTAIN
Legal Subdivision	BEECH MOUNTAIN LAKES SUBDIVISION
Legal Block	1
Legal Lot Number	28
Jurisdiction	LUZERNE PA
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3002
Census Tract	216602

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 WOODEN WHEEL LN, OKATIE, SC 29909-7859
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 5, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 20, 2021	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	202168243
Deed Book / Page	3021 / 292868
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	Jun 12, 2026
Property Address	182 DEBBIE DR, DRUMS, PA 18222-1112
Document Number	0000031914
Book / Page	3026 / 136195
Instrument Date	May 5, 2026
Instrument	202631914
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	182 DEBBIE DR, DRUMS, PA 18222-1112

Mortgage

Document Number	0000031914,
Date	Jun 12, 2026
Book Page	3026/136195
Instrument	202631914

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Nov 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	182 DEBBIE DR, DRUMS, PA 18222-1112
Transaction Type	Mortgage
Record Updated	Apr 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 DEBBIE DR, DRUMS, PA 18222-1112

Mortgage

Document Number	0000017847
Date	Apr 5, 2023
Book Page	3023/57292
Instrument	202317847

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	GLENDALE, AZ 85304

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Oct 20, 2021
Property Address	182 DEBBIE DR, DRUMS, PA 18222-1112
Document Number	0000068243
Book / Page	3021 / 292868
Map Reference	MB 32 PG 1A-1F
Instrument Date	Oct 7, 2021
Instrument	202168243
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PIONEER ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	238 WOODEN WHEEL LN, OKATIE, SC 29909-7859

Mortgage

Document Number	0000068244
Date	Oct 20, 2021
Instrument	202168244

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Butler Township
Unified School District	Hazleton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,842.00	$223,800 (-) Land $27,200 Building $196,600
2025	$4,842.00 (+9.87%)
2024		$223,800 Land $27,200 Building $196,600
2023	$4,407.00
2009			$223,800 Land $27,200 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA BEECH MOUNTAIN private · serves 2,646 people · EPA ID PA2400114
Water Source	Groundwater
Last State Inspection	Aug 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Service Electric Cable TV Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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