10 N 14TH ST # ST1419, 10, LOUISBURG, KS 66053-3558
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
182 CRANBERRY TRL, ROYAL, AR 71968-9806
Mortgage
Document Number
0044770164
Date
Aug 15, 2022
Instrument
4477-0164
Lender
Name
ARVEST BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2052
Interest
Rate Type
Adjustable Rate
Rate
4.75%
Adjustable
Adjustable Rate Rider
Type Change Date
Sep 1, 2027
Change Frequency
Annually
Min Rate At Change
3%
Max Rate At Change
6.75%
Index
1-Year CMT
Margin
3
Max Rate
9.75%
January 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
GARLAND AR
Recording Date
Jan 6, 2021
Property Address
182 CRANBERRY TRL, ROYAL, AR 71968-9806
Document Number
0042490051
Book / Page
4249 / 51
Instrument Date
Dec 7, 2020
Transaction Type
Transfer
Record Updated
May 2, 2022
Title Company
SERVICELINK
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
182 CRANBERRY TRL, 182, ROYAL, AR 71968-9806
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
182 CRANBERRY TRL, ROYAL, AR 71968-9806
Mortgage
Document Number
0000424957
Date
Jan 6, 2021
Instrument
4249/57
Lender
Name
NATIONSTAR MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 1, 2051
December 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GARLAND AR
Recording Date
Dec 31, 2018
Property Address
182 CRANBERRY TRL, ROYAL, AR 71968-9806
Document Number
0040130043
Book / Page
004013 / 000043
Instrument Date
Dec 21, 2018
Transaction Type
Transfer
Record Updated
Jan 14, 2019
Title Company
LENDERS TITLE COMPANY, LENDERS TITLE CO
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$429.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 167 ROYAL AR 719680167, ROYAL, AR 71968-0167
Mortgage
Document Number
40130053
Date
Dec 31, 2018
Book Page
004013/000053
Lender
Name
BANK OF LITTLE ROCK
Type
Bank
Address
LITTLE ROCK, AR 72223
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 30, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 182 Cranberry Trl was $1,018.
Source: Garland County assessment roll, as of October 16, 2025
Property Jurisdictions
Type
Name
State
Arkansas
County
Garland County
Unified School District
Lake Hamilton School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,018.00
$22,930Land $7,050Building $15,880
2023
$1,004.00
$22,930Land $7,050Building $15,880
$114,650Land $35,250Building $79,400
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 182 Cranberry Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 16 policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
16 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 182 Cranberry Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · above 66% of Arkansas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source
Surface water
Last State Inspection
Aug 2024
Lead
1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Jan 2019
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025