182 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 182 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	4,306 sqft · built 1892
Lot Size	0.579 acres (25,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Sep 2018)
Tax Bill	$41,032 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02606-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`13-02606-0000-00024`
Alternative APN	`130260600024`

Interior

Stories	2 Stories
Building Area	4,306 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Lot Area	25,221 sqft (0.579 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130260600024
Street Address	182 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	25220SF
Legal Block	2606
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3008
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 COOPER AVE, MONTCLAIR, NJ 07043-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA
Mar 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Sep 10, 2018	Grant Deed, Transfer
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	201878693
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 12, 2026
Property Address	182 COOPER AVE, MONTCLAIR, NJ 07043-1811
Document Number	0000031754
Instrument Date	Mar 31, 2026
Instrument	202631754
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 COOPER AVE, MONTCLAIR, NJ 07043-1811

Mortgage

Document Number	0000031754,
Date	May 12, 2026
Instrument	202631754

Lender

Name	CIBC BANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	182 COOPER AVE, MONTCLAIR, NJ 07043-1811
Document Number	0000028583
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 COOPER AVE MONTCLAIR NJ 070431811, MONTCLAIR, NJ 07043-1811

Mortgage

Document Number	0000028583
Date	Mar 28, 2019
Instrument	28583

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 10, 2018
Property Address	182 COOPER AVE, MONTCLAIR, NJ 07043-1811
Document Number	0000078693
Instrument Date	Aug 31, 2018
Instrument	78693
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	182 COOPER AVE MONTCLAIR NJ 070431811, MONTCLAIR, NJ 07043-1811

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	182 COOPER AVE, MONTCLAIR, NJ 07043-1811
Document Number	0000108308
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 COOPER AVE MONTCLAIR NJ 070431811, MONTCLAIR, NJ 07043-1811

Mortgage

Document Number	0000108308
Date	Dec 13, 2017
Instrument	108308

Lender

Name	PNC BK/OH
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,167,000 (-) Land $435,400 Building $731,600	$1,167,000 (-) Land $435,400 Building $731,600
2025	$41,032.00 (+3.32%)	$1,167,000 (-) Land $435,400 Building $731,600	$1,167,000 (-) Land $435,400 Building $731,600
2024	$39,713.00 (+3.5%)
2023		$1,167,000 Land $435,400 Building $731,600	$1,167,000 Land $435,400 Building $731,600
2022	$38,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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