182 Co Rd 723, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 182 Co Rd 723, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,428 sqft · built 2013
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2023)
Tax Bill	$497 (2026)
Deeds & Mortgages	Apr 2024 Sale Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-11-09-29-0-000-006.098`

Property Details

APN / Parcel Number

Primary APN	`13-11-09-29-0-000-006.098`
Alternative APNs	`ALT APN:1109290000006098` `210546` `218332`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Porch	Slab
Porch Area	184 sqft

Location & Zoning

Account Number	218332
Street Address	182 COUNTY ROAD 723
City	CEDAR BLUFF
State	AL
Zip	35959-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96, WATERHOUSE CAMPGROUND, PB 9 PG 124
Legal Range	11E
Legal Township	09S
Legal Section	29
Legal Subdivision	WATERHOUSE CAMPGROUND
Legal Lot Number	96
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3010
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Personal Representative Deed, Transfer
Oct 5, 2023	Warranty Deed, Transfer
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 15, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202372
Record Updated	Oct 29, 2026

April 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 22, 2024
Property Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470
Document Number	0000233365
Map Reference	MB 9 PG 83
Instrument Date	Apr 5, 2024
Instrument	233365
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 COUNTY ROAD 1274, CULLMAN, AL 35058-0320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 5, 2023
Property Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470
Document Number	0000230972
Map Reference	MB 9 PG 124
Instrument Date	Sep 5, 2023
Instrument	230972
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1465 SUTTON BRIDGE RD APT 3, 3, RAINBOW CITY, AL 35906-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 22, 2020
Property Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470
Document Number	214340
Map Reference	PB 9 PG 124
Instrument Date	Sep 16, 2020
Instrument	214340
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	214341
Date	Sep 22, 2020
Instrument	214341

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	182 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2470
Transaction Type	Mortgage
Record Updated	Jun 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	203009
Date	Jun 15, 2018
Instrument	203009

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$497.00 (+7.81%)
2025	$461.00 Homeowner's exemption	$12,040 (+0.17%) Land $200 Building $11,840	$122,500 (+0.16%) Land $1,900 Building $120,600
2024	$461.00 (-53.05%) Additional exemption filed	$12,020 (-48.63%) Land $180 Building $11,840	$122,300 (+4.53%) Land $1,700 Building $120,600
2023	$982.00	$23,400 (-)	$117,000 (-) Land $1,700 Building $115,300
2022	$982.00	$23,400 Land $340 Building $23,060	$117,000 Land $1,700 Building $115,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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