182 Clover Rd, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 182 Clover Rd, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	2,840 sqft · built 1982
Lot Size	0.999 acres (43,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,462 (Jan 2025)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Jan 2025 Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R108724`

Property Details

APN / Parcel Number

Primary APN	`R108724`

Interior

Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	43,552 sqft (0.999 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	544 sqft
Deck Area	256 sqft
Storage Building	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	182 CLOVER RD
City	CEDAR CREEK
State	TX
Zip	78612-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A225 LEVERENCE, L., ACRES 1
Legal Subdivision	LEVERENCE, L.
Legal Block	3
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	3
Census Block	3012
Census Tract	950303

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Vendor's Lien, Transfer · Conventional Mortgage LOWER LLC
May 16, 2022	Correction Deed
Nov 18, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN EQUITY HOLDINGS LLC
Jul 16, 2021	Deed, Transfer
Aug 13, 2019	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	May 16, 2022
Deed Document Number	20251049
Record Updated	Sep 20, 2026

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jan 21, 2025
Property Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157
Document Number	0202501049
Instrument Date	Jan 17, 2025
Instrument	202501049
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157

Mortgage

Document Number	0202501050
Date	Jan 21, 2025
Instrument	202501050

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BASTROP TX
Recording Date	May 16, 2022
Property Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157
Document Number	0202210880
Instrument Date	May 4, 2022
Instrument	202210880
Record Updated	May 31, 2022

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1260, DENVER, CO 80201-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Nov 18, 2021
Property Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157
Document Number	202124848
Instrument Date	Oct 8, 2021
Instrument	202124848
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157

Mortgage

Document Number	202124849
Date	Nov 18, 2021
Instrument	202124849

Lender

Name	AMERICAN EQUITY HOLDINGS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BASTROP TX
Recording Date	Jul 16, 2021
Property Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157
Document Number	202114948
Instrument Date	Jul 15, 2021
Instrument	202114948
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1260, DENVER, CO 80201-1260

August 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	BASTROP TX
Recording Date	Aug 13, 2019
Property Address	182 CLOVER RD, CEDAR CREEK, TX 78612-3157
Document Number	201912285
Map Reference	VOL 295 PG 406
Instrument Date	Dec 27, 2005
Instrument	201912285
Transaction Type	Foreclosure
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+11.9%) Homeowner's exemption	$287,557 (-23.72%)	$294,720 (-21.82%) Land $120,000 Building $174,720
2024	$2,982.00
2023	Homeowner's exemption	$376,971 Land $120,000 Building $256,971	$376,971 Land $120,000 Building $256,971
2022	$7,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: VTX Communications.

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