182 Circle Dr, Bardstown, KY 40004 Property Records

Nelson County property record for 182 Circle Dr, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,679 sqft · built 1970
Lot Size	0.363 acres (15,837 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Sep 2022)
Tax Bill	$691 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45NE0-18-018`

Property Details

APN / Parcel Number

Primary APN	`45NE0-18-018`
Alternative APNs	`65199` `92808`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,837 sqft (0.363 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	92808
Street Address	182 CIRCLE DR
City	BARDSTOWN
State	KY
Zip	40004-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTVIEW LOT 113 PB4-21
Legal Subdivision	WESTVIEW
Legal Lot Number	113
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2004
Census Tract	930301

Owner

182 Circle Dr is owned by an individual who bought it in September 2022.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	635 OXFORD RD, VERSAILLES, KY 40383-8641
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC
Sep 12, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	May 20, 2008 · Amount on File
Deed Document Number	202210991
Deed Book / Page	585 / 285
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Sep 12, 2022
Property Address	182 CIRCLE DR, BARDSTOWN, KY 40004-1824
Document Number	00D585/285
Book / Page	D585 / 285
Map Reference	MB 4 PG 21
Instrument Date	Sep 9, 2022
Instrument	2022010991
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13160 HARDINSBURG RD, 13160, CECILIA, KY 42724-8726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 OXFORD RD, VERSAILLES, KY 40383-8641

Mortgage

Document Number	2022010992
Date	Sep 12, 2022
Instrument	2022010992

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	182 CIRCLE DR, BARDSTOWN, KY 40004-1824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1222/194
Date	Sep 12, 2019
Book Page	M1222/194
Instrument	2019011261

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 182 Circle Dr was $691.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00	$219,900 Building $219,900	$219,900 Building $219,900
2023	$731.00	$219,900	$219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 182 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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