Lexington County property record for 182 Charter Oak Rd, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,690 sqft · built 1988 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2001) |
| Tax Bill | $1,715 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004200-03-069 |
| Primary APN | 004200-03-069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,690 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 182 CHARTER OAK RD |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ID |
| Legal Description | PT PARCEL A & 282G-454 |
| Legal Subdivision | WINDSOR CROSSING |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21045 |
182 Charter Oak Rd is owned and occupied by an individual who acquired it in February 2009.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 182 CHARTER OAK RD, LEXINGTON, SC 29072-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2001 · Amount on File |
| Deed Sale | Aug 30, 2001 · Amount on File |
| Prior Sale | Aug 30, 2001 · Amount on File |
| Deed Book / Page | 6615 / 278 |
| Last Transfer Date | Feb 4, 2009 |
| Transfer Doc | 1340300060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 182 CHARTER OAK RD, LEXINGTON, SC 29072-9710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2092901727 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 20929/1727 |
| Instrument | 2021014517 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 182 CHARTER OAK RD, LEXINGTON, SC 29072-9710 |
| Document Number | 2085401839 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 182 CHARTER OAK RD LEXINGTON SC 290729710, LEXINGTON, SC 29072-9710 |
| Document Number | 2085401839 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 020854/001839 |
| Instrument | 3035 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 22, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 182 Charter Oak Rd was $1,715, up 13.4% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,715.00 (+13.35%) | ||
| 2024 | $1,513.00 | $12,968 (-) Land $4,200 Building $8,768 | $324,231 (-) Land $105,000 Building $219,231 |
| 2023 | $12,968 Land $4,200 Building $8,768 | $324,231 Land $105,000 Building $219,231 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 182 Charter Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 182 Charter Oak Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
May also be available: CarolinaConnect Cooperative, Ripple Fiber, T-Mobile.
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