182 Cardinal Way, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 182 Cardinal Way, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,754 sqft · built 2004
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2019)
Tax Bill	$10,287 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jul 2019 Sale & Mortgage
APN	`NHAM M:0036 B:0330 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0036 B:0330 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	19,254 sqft (0.442 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	182 CARDINAL WAY
City	FLORENCE
State	MA
Zip	01062-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	WEST FARMS
Legal Block	330
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3014
Census Tract	822200

Owner

182 Cardinal Way is owned and occupied by two individuals who bought it in July 2019.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	182 CARDINAL WAY, FLORENCE, MA 01062-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 15, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FLORENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Jun 16, 2004 · Amount on File
Deed Document Number	201912318
Deed Book / Page	13321 / 107
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	13321-107
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	182 CARDINAL WAY, NORTHAMPTON, MA 01062-9200
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13836-179
Date	Oct 29, 2020
Book Page	13836/179
Instrument	22778

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 15, 2019
Property Address	182 CARDINAL WAY, NORTHAMPTON, MA 01062-9200
Document Number	13321-107
Book / Page	013321 / 000107
Instrument Date	Jul 12, 2019
Instrument	12318
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,416.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 OLD AMHERST RD SUNDERLAND MA 013759599, SUNDERLAND, MA 01375-9599

Mortgage

Document Number	13321-111
Date	Jul 15, 2019
Book Page	013321/000111
Instrument	12319

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 182 Cardinal Way was $10,287.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,287.00	$738,500 Land $113,800 Building $624,700	$871,530 (+3.65%)
2024			$840,845
2023	$9,713.00	$613,200 Land $98,600 Building $514,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 182 Cardinal Way; there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Cardinal Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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