182 Boardwalk, Morehead, KY 40351 Property Records

Fleming County property record for 182 Boardwalk, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2026)
Tax Bill	$582 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`098-00-00-016.29`

Property Details

APN / Parcel Number

Primary APN	`098-00-00-016.29`
Alternative APNs	`27252` `27894`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	48 ft deep x 28 ft wide
View / Lot	Waterfront
Garage Area	1,344 sqft
Driveway	Gravel Driveway
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	27894
Street Address	182 BOARDWALK
City	MOREHEAD
State	KY
Zip	40351-7030
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT #29 .21AC & 2004 28X48 MFG HOME
Legal Subdivision	PARK PLACE
Legal Lot Number	29
Jurisdiction	FLEMING KY
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3026
Census Tract	920400

Owner

182 Boardwalk, a mobile home, is owned and occupied by an individual who bought it in September 2026.

Source: Fleming County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · FHA Mortgage PRINCIPAL LENDING INC
Mar 9, 2026	Intrafamily Transfer, Transfer
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC
Mar 17, 2022	Intrafamily Transfer, Transfer
Mar 10, 2021	Land Contract, Transfer
Oct 2, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	2026158210
Deed Book / Page	302 / 128
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLEMING KY
Recording Date	Sep 16, 2026
Property Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Document Number	0000158210
Book / Page	302 / 128
Instrument Date	Sep 9, 2026
Instrument	2026158210
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	PRECISE TITLE INC, PRECISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 BOARDWALK, MOREHEAD, KY 40351-7030

Mortgage

Document Number	0000158210,
Date	Sep 16, 2026
Book Page	444/183
Instrument	2026158210

Lender

Name	PRINCIPAL LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLEMING KY
Recording Date	Mar 9, 2026
Property Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Document Number	00D299/654
Book / Page	D299 / 654
Map Reference	MB 278 PG 105
Instrument Date	Jul 12, 2024
Instrument	133422
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 ORIENTAL AVENUE, MOREHEAD, KY 40351-7037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 BOARDWALK, MOREHEAD, KY 40351-7030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M364/540
Date	Oct 2, 2019
Book Page	M364/540
Instrument	96578

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2039

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLEMING KY
Recording Date	Mar 17, 2022
Property Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Document Number	00D282/761
Book / Page	D282 / 761
Map Reference	DB 272 PG 735
Instrument Date	Mar 9, 2022
Instrument	107588
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 BOARDWALK, MOREHEAD, KY 40351-7030

March 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	FLEMING KY
Recording Date	Mar 10, 2021
Property Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Document Number	D278/105
Book / Page	D278 / 105
Map Reference	DB 272 PG 735
Instrument Date	Mar 7, 2020
Instrument	101236
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 ORIENTAL AVE, 26, MOREHEAD, KY 40351-7037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ORIENTAL AVE, MOREHEAD, KY 40351-7037

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLEMING KY
Recording Date	Oct 2, 2019
Property Address	182 BOARDWALK, MOREHEAD, KY 40351-7030
Document Number	00D272/735
Book / Page	D272 / 735
Map Reference	CAB 2 SL 99
Instrument Date	Oct 1, 2019
Instrument	96577
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 MAPLE RIDGE DR, MT STERLING, KY 40353-8004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ORIENTAL AVE, MOREHEAD, KY 40351-7037

Tax Assessment & Valuation

The 2025 property tax bill for 182 Boardwalk was $582.

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (-) Land $12,000 Building $48,000	$60,000 (-) Land $12,000 Building $48,000
2025	$582.00	$60,000 Land $12,000 Building $48,000	$60,000 Land $12,000 Building $48,000
2023	$521.00	$52,000 Land $12,000 Building $40,000	$52,000 Land $12,000 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 182 Boardwalk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Boardwalk is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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