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182 Bernadette Ter, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 182 Bernadette Ter, Buffalo, NY 14224

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,522 sqft · built 1964
Lot Size0.226 acres (9,800 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Dec 2019)
Tax Bill$5,507 (2026)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-011-573

Property Details

APN / Parcel Number

Primary APN32-011-573
Alternative APNs
  • 68001431300010007000
  • 146800 143.13-10-7

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,522 sqft Living Area
1st Floor Area1,522 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Lot Area9,800 sqft (0.226 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Canopy210 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number32-011-573
Street Address182 BERNADETTE TER
CityBUFFALO
StateNY
Zip14224-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionMC-1852 SL-412 (FL-362) FISHER COURT S/D 70 X 140.00 IRR.
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block10
Legal Lot Number7.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group2
Census Block2012
Census Tract12001

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address182 BERNADETTE TER, BUFFALO, NY 14224-3806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Dec 9, 2019Warranty Deed, Transfer · VA Mortgage
1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2019 · Amount on Record
Deed SaleDec 9, 2019 · Amount on Record
Prior SaleMay 6, 2008 · Amount on Record
Deed Document Number2019271241
Deed Book / Page11353 / 8574
Prior Transfer DateMar 13, 2006
Prior Transfer Doc0000083970
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address182 BERNADETTE TER, BUFFALO, NY 14224-3806
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 BERNADETTE TER, WEST SENECA, NY 14224-3806

Mortgage

Document Number0140088747
DateAug 9, 2021
Book Page14008/8747
Instrument2021156305
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueDec 1, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateDec 9, 2019
Property Address182 BERNADETTE TER, BUFFALO, NY 14224-3806
Document Number0113538574
Book / Page11353 / 8574
Map ReferenceDOC 1852
Instrument DateOct 24, 2019
Instrument2019271241
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address182 BERNADETTE TER, 182, WEST SENECA, NY 14224-3806

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 BERNADETTE TER, WEST SENECA, NY 14224-3806

Mortgage

Document Number2019271242
DateDec 9, 2019
Instrument2019271242
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,507.00 (+98.31%)
2025$2,777.00 (-48.7%)$57,900 (-) Land $9,600 Building $48,300$241,300 (+4.19%) Land $40,008 Building $201,292
2024$5,413.00 (+19.97%)$57,900 (-) Land $9,600 Building $48,300$231,600 (+4%) Land $38,400 Building $193,200
2023$57,900 Land $9,600 Building $48,300$222,692 Land $36,923 Building $185,769
2019$4,512.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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