18198 River Oaks Dr, Jupiter, FL 33458 Property Records

Palm Beach County property record for 18198 River Oaks Dr, Jupiter, FL 33458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,770 sqft · built 1988
Lot Size	0.532 acres (23,213 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Apr 2019)
Tax Bill	$23,052 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-40-34-07-000-0190`

Property Details

APN / Parcel Number

Primary APN	`00-42-40-34-07-000-0190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,770 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	2,770 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,213 sqft (0.532 acres)
Lot Dimensions	232 ft deep x 100 ft wide
View / Lot	Water
Garage Area	552 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	82 sqft
Porch	Open Porch
Porch Area	552 sqft
Patio Area	816 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	18198 RIVER OAKS DR
City	JUPITER
State	FL
Zip	33458-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	RIVER OAKS LT 19
Legal Range	42E
Legal Township	40S
Legal Section	34
Legal Subdivision	RIVER OAKS
Legal Lot Number	19
Jurisdiction	PALM BEACH FL
Township / Civil Division	JUPITER
Census Block Group	2
Census Block	2002
Census Tract	210

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18198 RIVER OAKS DR, JUPITER, FL 33458-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	Nov 19, 1998 · Amount on Record
Deed Document Number	20190128607
Deed Book / Page	30537 / 0464
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18198 RIVER OAKS DR, JUPITER, FL 33458-3304
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18198 RIVER OAKS DR, JUPITER, FL 33458-3304

Mortgage

Document Number	0332181151
Date	Jan 14, 2022
Book Page	33218/1151
Instrument	20220020056

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18198 RIVER OAKS DR, JUPITER, FL 33458-3304
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0305751786
Date	Apr 30, 2019
Book Page	30575/1786
Instrument	20190152894

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 11, 2019
Property Address	18198 RIVER OAKS DR, JUPITER, FL 33458-3304
Document Number	0305370464
Book / Page	30537 / 0464
Map Reference	MB 51 PG 14
Instrument Date	Apr 3, 2019
Instrument	20190128607
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TOWN & COUNTRY TTL GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18198 RIVER OAKS DR, 18198, JUPITER, FL 33458-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18198 RIVER OAKS DR, JUPITER, FL 33458-3304

Mortgage

Document Number	20190128608
Date	Apr 11, 2019
Instrument	20190128608

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,052.00 (-0.94%) Homeowner's exemption	$1,291,041 (-0.36%) Land $870,000 Building $421,041	$1,291,041 (-0.36%) Land $870,000 Building $421,041
2023	$23,270.00 (+21.06%) Homeowner's exemption	$1,295,650 (+20.21%) Land $870,000 Building $425,650	$1,295,650 (+20.21%) Land $870,000 Building $425,650
2022	$19,222.00	$1,077,866 Land $721,875 Building $355,991	$1,077,866 Land $721,875 Building $355,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1995–2013)
Claims Outside the SFHA	16 of 16
Most Recent Claim	May 2013 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 2 claims Severe Flooding, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUPITER PUBLIC WATER SYSTEM,TOWN OF serves 94,929 people · EPA ID FL4501491
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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