Saginaw County property record for 18196 Ohara Rd, Hemlock, MI 48626
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 1 ba · 2,002 sqft · built 1975 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-18-4002-006 |
| Primary APN | 22-12-2-18-4002-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| 1st Floor Area | 2,002 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 436,036 sqft (10 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 358 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 18196 OHARA RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9613 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A-1 |
| Legal Description | W 331.51 FT OF E 1298.19 FT OF S 1/2 OF SE 1/4 10.01 ACRES SEC 18 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18196 OHARA RD, HEMLOCK, MI 48626-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 3, 2023 |
| Transfer Doc | 0000011527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 18196 OHARA RD, HEMLOCK, MI 48626-9613 |
| Document Number | 0000027254 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 18196 OHARA RD HEMLOCK MI 486269613, HEMLOCK, MI 48626-9613 |
| Document Number | 0000027254 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 27254 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 2, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,700 (+19.82%) | $233,400 (+19.82%) | |
| 2025 | $3,853.00 (+19.36%) Homeowner's exemption | ||
| 2023 | $97,400 | $194,800 | |
| 2022 | $3,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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