18192 Schafer Rd, Brighton, IL 62012 Property Records

Jersey County property record for 18192 Schafer Rd, Brighton, IL 62012

Property Summary

Property TypeSingle Family Home
Details2,383 sqft · built 1993
Lot Size3.99 acres (173,804 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jul 2024)
Tax Bill$2,283 (2024)
Deeds & MortgagesApr 2026 Mortgage
Jul 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-077-015-50

Property Details

APN / Parcel Number

Primary APN07-077-015-50
Alternative APN
  • 077-015-50

Interior

Stories1 Story
Building Area2,383 sqft Total Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area173,804 sqft (3.99 acres)

Location & Zoning

Account Number077-015-50
Street Address18192 SCHAFER RD
CityBRIGHTON
StateIL
Zip62012-3835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW SIDE W1/2 SW1/4, BEING PARCEL 2B OF SURVEY 7-09 180K, 5-92 15K 1993 1STY/BSMT 2383SQ
Legal Range10W
Legal Township07N
Legal Section17
JurisdictionJERSEY IL
Township / Civil DivisionPIASA
Census Block Group1
Census Block1040
Census Tract10200

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18192 SCHAFER RD, BRIGHTON, IL 62012-3835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 15, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST MID BANK & TRUST NA
Aug 26, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Deed Document Number2024174452
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJERSEY IL
Recording DateApr 20, 2026
Property Address18192 SCHAFER RD, BRIGHTON, IL 62012-3835
Document Number0000179715
Instrument DateApr 10, 2026
Instrument2026179715
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address18192 SCHAFER RD, BRIGHTON, IL 62012-3835

Mortgage

Document Number0000179715,
DateApr 20, 2026
Instrument2026179715
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJERSEY IL
Recording DateJul 15, 2024
Property Address18192 SCHAFER RD, BRIGHTON, IL 62012-3835
Document Number202400174452
Instrument DateJul 11, 2024
Instrument202400174452
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanySERENITY TITLE & ESCROW LTD

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18192 SCHAFER RD, BRIGHTON, IL 62012-3835

Mortgage

Document Number202400174453
DateJul 15, 2024
Instrument202400174453
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Rate0.08%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJERSEY IL
Property Address18192 SCHAFER RD, BRIGHTON, IL 62012-3835
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200169061
DateAug 26, 2022
Instrument202200169061
Lender
NameBUSEY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionPiasa Township
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$109,330 (+10.5%) Land $11,870 Building $97,460$327,990 (+10.5%) Land $35,610 Building $292,380
2024$2,283.00 (-54.22%)$98,940 (+13.3%) Land $10,740 Building $88,200$296,820 (+13.3%) Land $32,220 Building $264,600
2022$4,987.00 Homeowner's exemption Senior Citizen's exemption$87,325 Land $9,480 Building $77,845$261,975 Land $28,440 Building $233,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims33 (1982–2008)
Claims Outside the SFHA1 of 33
Most Recent ClaimJun 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 4 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

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