18191 Chaffer Rd, Mackinaw, IL 61755 Property Records

Tazewell County property record for 18191 Chaffer Rd, Mackinaw, IL 61755

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,942 sqft · built 1911
Lot Size	10.5 acres (457,380 sqft)
Owner	Individual Name on File
Tax Bill	$3,531 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-07-29-300-020`

Property Details

APN / Parcel Number

Primary APN	`07-07-29-300-020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	1,400 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1950
Roof Material	Composition Shingle
Lot Area	457,380 sqft (10.5 acres)
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	18191 CHAFFER RD
City	MACKINAW
State	IL
Zip	61755-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 29 T25N R2W PARCEL A (EXC A-1) W 1/2 SW 1/4 10.5 AC
Legal Range	02W
Legal Township	25N
Legal Section	29
Jurisdiction	TAZEWELL IL
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1072
Census Tract	21701

Owner

18191 Chaffer Rd is owned and occupied by an individual.

Source: Tazewell County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18191 CHAFFER RD, MACKINAW, IL 61755-9459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit CEFCU
Jul 19, 2018	Loan Modification, Mortgage FIRST SEC BK
Jan 24, 2018	Loan Modification, Mortgage · Line of Credit FIRST SEC BK
Jul 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	18191 CHAFFER RD, MACKINAW, IL 61755-9459
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007090
Date	Jun 14, 2023
Instrument	202300007090

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAZEWELL IL
Property Address	18191 CHAFFER RD, MACKINAW, IL 61755-9459
Document Number	0000010296
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18191 CHAFFER RD MACKINAW IL 617559459, MACKINAW, IL 61755-9459

Mortgage

Document Number	0000010296
Date	Aug 1, 2018
Instrument	10296

Lender

Name	FIRST SEC BK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2019

Interest

Rate	5%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAZEWELL IL
Property Address	18191 CHAFFER RD, MACKINAW, IL 61755-9459
Document Number	0000001167
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18191 CHAFFER RD MACKINAW IL 617559459, MACKINAW, IL 61755-9459

Mortgage

Document Number	0000001167
Date	Jan 29, 2018
Instrument	1167

Lender

Name	FIRST SEC BK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TAZEWELL IL
Recording Date	Jul 12, 2017
Property Address	18191 CHAFFER RD, MACKINAW, IL 61755-9459
Instrument Date	Jul 5, 2017
Instrument	10236
Transaction Type	Construction Loan
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18191 CHAFFER RD MACKINAW IL 617559459, MACKINAW, IL 61755-9459

Mortgage

Document Number	0000010236
Date	Jul 12, 2017
Instrument	10236

Lender

Name	FIRST SEC BK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 11, 2018

Interest

Rate	5%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Deer Creek Township
Unified School District	Deer Creek-Mackinaw Community Unit School District 701 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,150 (+20.58%) Land $18,050 Building $48,100	$198,450 (+20.58%) Land $54,150 Building $144,300
2024	$3,531.00 (+8.21%)
2023	$3,263.00	$54,860 Land $14,970 Building $39,890	$164,580 Land $44,910 Building $119,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18191 Chaffer Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18191 Chaffer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Noize Communications, T-Mobile.

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