1819 SW 28th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1819 SW 28th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,240 sqft · built 1991
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Jun 2026)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-29-37-35-0A00-00014-0000`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0A00-00014-0000`
Alternative APN	`R12937350A00000140000`

Interior

Full Baths	2 Baths
Building Area	3,240 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	1,763 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,904 sqft (1.49 acres)
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1819 SW 28TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT THE NW COR OF SE 1/4 OF NW 1/4 OF NW 1/4 OF SEC 29 BEAR S 89 DEG 49 MIN 28 SEC E ALONG N LINE OF SE 1/4 OF NW 1/4 OF NW 1/4 DIST OF 196.83 FT THENCE BEAR S 00 DEG 17 MIN 07 SEC E DIST OF 330.91 FT TO INTERSECTION WITH S LINE OF N 1/2 OF SE 1/4
Legal Range	35E
Legal Township	37S
Legal Section	29
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2010
Census Tract	910601

Owner

Source: Okeechobee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1819 SW 28TH AVE, OKEECHOBEE, FL 34974-5529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Jul 8, 1997 · Amount on Record
Deed Document Number	20266755
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 19, 2026
Property Address	1819 SW 28TH AVE, OKEECHOBEE, FL 34974-5529
Document Number	0000006755
Instrument Date	Jun 18, 2026
Instrument	20266755
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 SW 28TH AVE, OKEECHOBEE, FL 34974-5529

Mortgage

Document Number	0000006756,
Date	Jun 19, 2026
Instrument	20266756

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+22.43%)	$141,344 (+31.56%) Land $99,600 Building $41,744	$141,344 (+31.56%) Land $99,600 Building $41,744
2023	$1,623.00 (+9.37%)	$107,437 (+8.94%) Land $68,005 Building $39,432	$107,437 (+8.94%) Land $68,005 Building $39,432
2022	$1,484.00	$98,623 Land $60,780 Building $37,843	$98,623 Land $60,780 Building $37,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35