1819 Cloudburst Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1819 Cloudburst Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,497 sqft · built 1997
Lot Size	0.364 acres (15,857 sqft)
Owner	Individual Name on Record
Last Sale	$626,000 (Aug 2023)
Tax Bill	$4,970 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-612-26`

Property Details

APN / Parcel Number

Primary APN	`227-612-26`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,497 sqft Heated Area
Gross Area	3,433 sqft
1st Floor Area	1,079 sqft
Upper Floors Area	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,857 sqft (0.364 acres)
Garage Area	552 sqft

Exterior Amenities

Pool Type	Vinyl-Lined Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	384 sqft
Deck Area	63 sqft
Patio Area	778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-612-26
Street Address	1819 CLOUDBURST DR
City	MATTHEWS
State	NC
Zip	28105-0343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L114 M27-966
Legal Subdivision	THORNBLADE
Legal Lot Number	114
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	3
Census Block	3001
Census Tract	5848

Owner

Source: Mecklenburg County records, as of August 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1819 CLOUDBURST DR, MATTHEWS, NC 28105-0343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	2023079706
Deed Book / Page	38323 / 24
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 21, 2023
Property Address	1819 CLOUDBURST DR, MATTHEWS, NC 28105-0343
Document Number	0000079706
Book / Page	38323 / 24
Map Reference	MB 27 PG 966
Instrument Date	Aug 16, 2023
Instrument	2023079706
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 SCENIC MOUNTAIN DR, WEAVERVILLE, NC 28787-0210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 CLOUDBURST DR, MATTHEWS, NC 28105-0343

Mortgage

Document Number	0000079707
Date	Aug 21, 2023
Instrument	2023079707

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	5-Year TN
Max Rate	12.3%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1819 CLOUDBURST DR, MATTHEWS, NC 28105-0343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133730
Date	Oct 4, 2019
Book Page	33917/926
Instrument	2019133730

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,970.00	$545,100 Land $120,000 Building $425,100	$545,100 Land $120,000 Building $425,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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