18186 N Christopher Dr, Maricopa, AZ 85138 Property Records

Pinal County property record for 18186 N Christopher Dr, Maricopa, AZ 85138

Property Summary

Property Type	Single Family Home
Details	1,945 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$226,442 (Aug 2020)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`512-39-632`

Property Details

APN / Parcel Number

Primary APN	`512-39-632`
Alternative APN	`512-39-6320`

Interior

Stories	2 Stories
Building Area	1,945 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	18186 N CHRISTOPHER DR
City	MARICOPA
State	AZ
Zip	85138-5593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH FARMS PARCEL 10 LOT 4
Legal Range	03E
Legal Township	04S
Legal Section	25
Legal Subdivision	SMITH FARMS PARCEL 10
Legal Lot Number	4
Jurisdiction	PINAL AZ
Township / Civil Division	MARICOPA-STANFIELD
Census Block Group	1
Census Block	1023
Census Tract	1713

Owner

18186 N Christopher Dr is owned and occupied by an individual who bought it in August 2020.

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit VANTAGE WEST CU
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 17, 2023	Deed of Trust, Mortgage · Line of Credit VANTAGE WEST CU
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Aug 26, 2020
Deed Document Number	0084740
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057717
Date	May 16, 2022
Instrument	2022-057717

Lender

Name	VANTAGE WEST CU
Type	Credit Union
Address	TUCSON, AZ 85708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593

Mortgage

Document Number	0000011099
Date	Jan 28, 2022
Instrument	2022-011099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035984
Date	May 17, 2023
Instrument	2023-035984

Lender

Name	VANTAGE WEST CU
Type	Credit Union
Address	TUCSON, AZ 85708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593

Mortgage

Document Number	0000057522
Date	May 7, 2021
Instrument	2021-057522

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2050

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Aug 26, 2020
Property Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593
Document Number	0000084740
Map Reference	CAB F SL 123
Instrument Date	Aug 20, 2020
Instrument	2020-084740
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10429 S 51ST ST # ST100, 10429, PHOENIX, AZ 85044-5228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18186 N CHRISTOPHER DR, MARICOPA, AZ 85138-5593

Mortgage

Document Number	0000084741
Date	Aug 26, 2020
Instrument	2020-084741

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18186 N Christopher Dr was $2,336.

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Maricopa City
Unified School District	Maricopa Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$27,949 (+0.45%) Land $5,227 Building $22,722	$279,488 (+0.45%) Land $52,272 Building $227,216
2026		$27,823 (+4.61%) Land $5,227 Building $22,596	$278,231 (+4.61%) Land $52,272 Building $225,959
2025	$2,336.00	$26,597 (-17.06%) Land $5,227 Building $21,370	$265,968 (-17.06%) Land $52,272 Building $213,696
2024		$32,068 Land $6,752 Building $25,316	$320,680 Land $67,518 Building $253,162
2023	$2,197.00 (+2.95%)
2022	$2,134.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18186 N Christopher Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18186 N Christopher Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GW SANTA CRUZ WATER CO private · serves 84,000 people · EPA ID AZ0411131
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	62 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Antietam Cable Cable	1,000 / 50
Cox Communications Fiber	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on N Christopher Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures