18185 Gray Mare Ln, Peyton, CO 80831 Property Records

El Paso County property record for 18185 Gray Mare Ln, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,620 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Sep 2023)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31180-07-029`

Property Details

APN / Parcel Number

Primary APN	`31180-07-029`
Alternative APNs	`R3118007029` `3118007024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	640 sqft
Basement Area	860 sqft
Finished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Porch	Wood Porch
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R3118007029
Old Parcel Number	3118007024
Street Address	18185 GRAY MARE LN
City	PEYTON
State	CO
Zip	80831-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5
Legal Description	LOT 183 PEYTON PINES FIL NO 3
Legal Subdivision	PEYTON PINES FIL NO 3
Legal Lot Number	183
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3008
Census Tract	3911

Owner

Source: El Paso County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Sep 27, 2023	Warranty Deed, Transfer · VA Mortgage ENT CU
Jul 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 13, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Apr 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	202381959
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000073726
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Aug 3, 2026
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Document Number	0000073726
Instrument Date	Jul 27, 2026
Instrument	202673726
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123

Mortgage

Document Number	0000073727,
Date	Aug 3, 2026
Instrument	202673727

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Sep 27, 2023
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Document Number	0000081959
Instrument Date	Sep 25, 2023
Instrument	223081959
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081960
Date	Sep 27, 2023
Instrument	223081960

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18185 CRAY MARE LN, PEYTON, CO 80831

Mortgage

Document Number	0000092362
Date	Jul 8, 2022
Instrument	222092362

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.17%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	EMPIRE TITLE COLORADO SPRING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067568
Date	Jun 13, 2018
Instrument	218067568

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.59%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045491
Date	Apr 2, 2020
Instrument	220045491

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Document Number	0000045492
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18185 GRAY MARE LN PEYTON CO 808317123, PEYTON, CO 80831-7123

Mortgage

Document Number	0000045492
Date	Apr 2, 2020
Instrument	45492

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	2.69%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18185 GRAY MARE LN, PEYTON, CO 80831-7123
Document Number	0000067569
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18185 GRAY MARE LN PEYTON CO 808317123, PEYTON, CO 80831-7123

Mortgage

Document Number	0000067569
Date	Jun 13, 2018
Instrument	67569

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	5.59%

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Peyton School District 23-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,430 (-)	$644,385 (-)
2025	$1,834.00 (+15.06%)	$45,430 (+7.5%)	$644,385 (+2.17%)
2024	$1,594.00 (+10.69%)	$42,260 (-) Land $10,980 Building $31,280
2023	$1,440.00 (-12.89%)	$42,260 (+14.74%) Land $10,980 Building $31,280	$630,699 (+19.02%) Land $163,800 Building $466,899
2022	$1,653.00	$36,830 Land $7,700 Building $29,130	$529,900 Land $110,800 Building $419,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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